Someone called me from SBI ( cud be fake) saying they will give sbi elite card as LTF only if I havent used sbi card ever and if its my first sbi card. I asked this card has 5000 fee and he told they will give LTF only if its first ever sbi card. I told i already have sbi card, then he told sry.
not sure how far its true.... attaching the number..