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SBI Cashback Credit Card on C2C Basis
- Thread starter Meiraba25
- Start date
- Replies 22
- Views 3K
3/6 month you need to wait, already a thread existing on these same topic
Mysterio_6174
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Hello, I am interested in applying for an SBI Cashback Credit Card, but unfortunately, my area is not serviceable and my application was rejected. I was wondering if anyone has ever applied for a cashback credit card on a card-to-card basis? Currently, I have an HDFC Millenia Credit Card with a limit of 779,000 and an SBI SimplyClick Credit Card with a limit of 184,000. Would it be possible to apply for the SBI Cashback Credit Card using one of my existing credit cards as a reference? Any insights or suggestions would be greatly appreciated. Thank you!
mnh007786
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Same thing happened to me. I am also looking how to get Card at my address.
CChoarder
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Self employed, cibil 782 5 running credit card, 3 closed card and loans, 0 default payments.
Vishnu
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If you don't mind could you disclose your age. I had applied giving my occupation as self employed when I was 24 and the application got rejected instantly citing internal reasons without even asking me for proof as well as conducting further verification.
For SBI it's 25 for self-employed people
Vishnu
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Now I am 25, so can I try applying again. Also from where were you able to get this information?
Vishnu
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Now I am 25, so can I try applying again. Also from where were you able to get this information?
Vishnu
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From what I read everywhere it was mentioned age between 21 to 70 and still it was rejected, so yeah that was the reason for all this confusion 🤔
imrtbpsp
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I have an HDFC Business Moneyback Rupay Credit Card with a credit limit of ₹1.5 lakh. As it is often said to always keep your credit card utilization ratio below 30%, (for good credit score) I do the same and always use a maximum of 25 to 30% of my credit card limit. I never use the credit card limit more than 50 thousand out of 1.5 lakh. I do not fully utilize my card limit and remain limited to only one third of the limit,
Now I want to increase my overall credit limit but don't know whether HDFC will do limit enhancement or not.
On the other hand, I am continuously getting credit card offer of Rs 5 lakh limit from SBI through SMS.
After talking to SBI customer care they say that their offer is genuine but we cannot offer the card on your current PIN Code. Whereas I have HDFC at same address PIN code. What should I do to get SBI CC?
Note: I do not have any income proof or ITR but my CIBIL score is 790 and Experian score is 860. I also got my current HDFC CC on the basis of my savings account history.
Now I want to increase my overall credit limit but don't know whether HDFC will do limit enhancement or not.
On the other hand, I am continuously getting credit card offer of Rs 5 lakh limit from SBI through SMS.
After talking to SBI customer care they say that their offer is genuine but we cannot offer the card on your current PIN Code. Whereas I have HDFC at same address PIN code. What should I do to get SBI CC?
Note: I do not have any income proof or ITR but my CIBIL score is 790 and Experian score is 860. I also got my current HDFC CC on the basis of my savings account history.
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