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SBI cashback CC (5%) applicable on Amazon Prime purchase?

panu24

TF Ace
Why use sbi cashback card took voucher from paytm take 12% cashback + 5 % from sbi cashback ( Note that MCC and other issue can be a obstacle)
This is asking Rs. 29.98 as convenience fee for using sbi CB CC as payment mode. so net profit is 1499*.05+180-30=225 whereas i am offered 100 Rs early renew discount by Amazon so 1399*.05+100=170 net profit if I renew on Amazon.

So using GYFTR and Millennia CC its 14.5% reward
Paytm and SBI CB is 15% reward
if Amazon offering 100 Rs discount + SBI CB is 11.5% reward

I am looking now if paytm gives 5% cashback for purchasing Amazon voucher. Also as I never purchased before any GC on paytm, I realized it adds continence fee.
 

card_wizard

TF Premier
Guys I am getting this gift card on Paytm at 11% discount plus 5% cashback on SBI cashback card but my question is will the Appolo 24/7 app allow this gift card at payment page? Has anyone done this before

1696404593459.png
 

binno

TF Premier
VIP Lounge
Guys I am getting this gift card on Paytm at 11% discount plus 5% cashback on SBI cashback card but my question is will the Appolo 24/7 app allow this gift card at payment page? Has anyone done this before

1696404593459.png
yes they allow .. but i think is one time usable .. whatever is left goes in drain
 

aceventura

TF Ace
VIP Lounge
This is asking Rs. 29.98 as convenience fee for using sbi CB CC as payment mode. so net profit is 1499*.05+180-30=225 whereas i am offered 100 Rs early renew discount by Amazon so 1399*.05+100=170 net profit if I renew on Amazon.

So using GYFTR and Millennia CC its 14.5% reward
Paytm and SBI CB is 15% reward
if Amazon offering 100 Rs discount + SBI CB is 11.5% reward

I am looking now if paytm gives 5% cashback for purchasing Amazon voucher. Also as I never purchased before any GC on paytm, I realized it adds continence fee.
Option 3, is it a one time purchase on Amazon or does it create a Standing Instruction? Last time I tried renewing Prime subscription, it created a SI. AFAIK, SI transactions do not get cashback with SBI CB CC.

Anyone who have done this, please correct me if I am wrong.
 

aceventura

TF Ace
VIP Lounge
For DCB + Gyftr, it is about 18% (10% discount + 8% RP).

Ironically , if the price would have been 1500 instead of 1499, it would have been 9% RP instead of 8%. Pay 1Rs extra for 15RP.

Screwed by psychological pricing :mad:
 
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