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SBI Cashback Card

Spend based analyzer still shows in the terms and conditions as "may not be used for spend based annual fee reversal"

View attachment 79526
Don't worry they will charge you AF on the card's anniversary, even if you meet the fee waiver. Next month's statement will reversed with GST.
If you don't get a reversal that means you have not met the threshold just request card closure due to annual fees, and they will happily reverse your charge.
 
If you don't get a reversal that means you have not met the threshold just request card closure due to annual fees, and they will happily reverse your charge.
In some cases, they just close your card and we cannot get the same card again. To avoid these headache, I am trying to know the annual spends. Looks like I need to mail them and ask
 
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