SBI CARD APP new feature-"Link your account "

[mailmenow]

Today, after updating the SBI Card app, I noticed a new option to link a bank account for personalized offers, credit limit evaluation, and other benefits. I linked my newly opened Axis Bank account (opened in February) today. When prompted, I also had the option to link two accounts—my Axis Bank account and my Bank of Baroda account (which has a good number of transactions). I added both However, I give consent to link the Axis account, which was also used for KYC during my SBI Cashback Credit Card application process.

I have a few questions:
1. Is it necessary to link my older Bank of Baroda account, which has more transaction history, or is linking the newly opened Axis Bank account sufficient?
2. What is the transaction period SBI Card considers when evaluating linked accounts for personalized offers or credit limit enhancement?
3. If I receive a limit enhancement offer, will the increased credit limit be updated automatically on my credit card?

 

[helloworld]

If it were me,

its none of sbicard app business that which bank account, I have and their transaction data. If I need LE, I'll submit income or spend more by paying on time and wait for the offer. Never comfortable to share other bank details, transaction data.

1. No
2. 6 Months
3. Yes

 

[Ekavya]

If it were me,

its none of sbicard app business that which bank account, I have and their transaction data. If I need LE, I'll submit income or spend more by paying on time and wait for the offer. Never comfortable to share other bank details, transaction data.

1. No
2. 6 Months
3. Yes

Good 👍.

I regret linking my savings account with them. They baited me with LI promise

 

[2025]

Today, after updating the SBI Card app, I noticed a new option to link a bank account for personalized offers, credit limit evaluation, and other benefits. I linked my newly opened Axis Bank account (opened in February) today. When prompted, I also had the option to link two accounts—my Axis Bank account and my Bank of Baroda account (which has a good number of transactions). I added both However, I give consent to link the Axis account, which was also used for KYC during my SBI Cashback Credit Card application process.

I have a few questions:
1. Is it necessary to link my older Bank of Baroda account, which has more transaction history, or is linking the newly opened Axis Bank account sufficient?
2. What is the transaction period SBI Card considers when evaluating linked accounts for personalized offers or credit limit enhancement?
3. If I receive a limit enhancement offer, will the increased credit limit be updated automatically on my credit card?

If I am not mistaken some thread already there.

If it were me,

its none of sbicard app business that which bank account, I have and their transaction data. If I need LE, I'll submit income or spend more by paying on time and wait for the offer. Never comfortable to share other bank details, transaction data.

1. No
2. 6 Months
3. Yes

Perfect. I am exactly of same opinion. Limit increase has nothing to do with my other bank details. I never shared. Will never do.