Akshay31
TF Buzz
Hey All,
I have been using SBI Aurum to pay rent and wanted to share a crisp review for same:
Joining fee : INR 11800 with tax
Renewal fees: INR 11800 with tax
My rent : INR 100000/month
Rewards on SBI Aurum:
Pros:
Total cost for First year: INR 11800
Returns on spending 15 Lakh: INR 40000 (10000 taj Voucher +18000 Monthly Mile stone + 2000 1% reward rate + 10000 welcome benefit)
Returns on spending 20 Lakh: INR 60000 (10000 taj Voucher +18000 Monthly Mile stone + 2000 1% reward rate + 10000 welcome benefit+ 20000 Apple Voucher)
Will share my experience on Marriot Bonvoy Gold Tier benefits and AMEX lounge in Mumbai on separate threads.
Other than this I also own Axis Magnus, HDFC Infinia , Amex Plat Travel, Axis Atlas, SC Ultimate, HDFC Regalia , ICICI Sapphirio , IDFC First Wealth, will keep posting my experiences on all of these cards throughout this month.
Amex Plat charge review link: https://www.technofino.in/community/threads/amex-plat-charge-review.26188/
Feel free to drop your questions on this thread.
I have been using SBI Aurum to pay rent and wanted to share a crisp review for same:
Joining fee : INR 11800 with tax
Renewal fees: INR 11800 with tax
My rent : INR 100000/month
Rewards on SBI Aurum:
- Reward Rate : 1%
- Milestone Benefit: INR 1500 TataCliq voucher per month on spending more than 1 lakh per month
- Membership: Marriot SE Asia membership (Not very use-full for me)
- BMS 250/- off per ticket upto 4 tickets in a month. (Better than usual Bogo offers if you are going with more than 1 guest)
- Spa: 1 complimentary Spa on Most Tier 1 and Tier 2 airports in India
- Unlimited International lounge visits with dreamfolks
- 4/quater domestic lounge visit. (This could have been better)
- Post spending 12L in a year Annual fees is waived off
- On Spending 15L in a year you will get 10k taj voucher
- On Spending 20L in a year your will get 20k Apple voucher
Pros:
- Great Reward Redemption option with Amazon pay and flipkart voucher, previous to Aurum i was using SC Ultimate reward redemption options were very limited hence moved out of it
- Overall Reward Rate comes out to be 3% for spend of 15L in a year which is great considering 12l out of this is rent
- Service charge on paying rent is a basic INR 99, as compared to 1% on SC Ultimate which was coming to be INR 1000
- Look and feel of card is great
- Not the best concierge
- Milestone vouchers are pretty delayed
- Milestone vouchers have 6 month expiry
Total cost for First year: INR 11800
Returns on spending 15 Lakh: INR 40000 (10000 taj Voucher +18000 Monthly Mile stone + 2000 1% reward rate + 10000 welcome benefit)
Returns on spending 20 Lakh: INR 60000 (10000 taj Voucher +18000 Monthly Mile stone + 2000 1% reward rate + 10000 welcome benefit+ 20000 Apple Voucher)
Will share my experience on Marriot Bonvoy Gold Tier benefits and AMEX lounge in Mumbai on separate threads.
Other than this I also own Axis Magnus, HDFC Infinia , Amex Plat Travel, Axis Atlas, SC Ultimate, HDFC Regalia , ICICI Sapphirio , IDFC First Wealth, will keep posting my experiences on all of these cards throughout this month.
Amex Plat charge review link: https://www.technofino.in/community/threads/amex-plat-charge-review.26188/
Feel free to drop your questions on this thread.