SBI Apollo 24|7 Credit Card Launched – TechnoFino Review

[PrinceHeart]

anyone using this Apollo SBI card please confirm if we get

10 Reward Points per ₹100 spent on Apollo 24|7 and Apollo Pharmacy [Reward Rate: 10%]

• Pharmacy: Save 25% (15% instant cashback in HC Wallet + 10% reward points)

So with Apollo SBI Card, will I get this PHARMA20 coupon i.e. 20% instant discount plus "Save 25% (15% instant cashback in HC Wallet + 10% reward points)"??

Unfortunately it is a BIG NO. Kuch zaida ho gaya HAHA.

The apollo circle membership is included with this card as long as you are a card holder.

And this card, you will have to swipe at apollo 247 shops. And you will get 15% discount in your circle membership as HC + 10% discount in your sbi account as reward points. Total 25%.

Like last month, I ordered via apollo app. Used 20% coupon + paid with idfc card (Rs. 300 more off). They refunded half the money cause of non-availability. Then done a full remaining refund for technical glitch. I raised a complaint, and they are sorry for the inconvenience. This took more than 5 days. Total waste of time. 🤦‍♂️

And I had to go to shop and buy the medicine and had to be happy with 15% cb only.

This card will give 10% extra (in sbi) in such situations.

 

[PrinceHeart]

Unfortunately it is a BIG NO. Kuch zaida ho gaya HAHA.

The apollo circle membership is included with this card as long as you are a card holder.

And this card, you will have to swipe at apollo 247 shops. And you will get 15% discount in your circle membership as HC + 10% discount in your sbi account as reward points. Total 25%.

Like last month, I ordered via apollo app. Used 20% coupon + paid with idfc card (Rs. 300 more off). They refunded half the money cause of non-availability. Then done a full remaining refund for technical glitch. I raised a complaint, and they are sorry for the inconvenience. This took more than 5 days. Total waste of time. 🤦‍♂️

And I had to go to shop and buy the medicine and had to be happy with 15% cb only.

This card will give 10% extra in such situations.

Another scenario:

10 Reward Points per ₹100 spent on Apollo 24|7

It might be 20% discount as HC in circle membership + 10% cb as sbi rewards = 30% (This has to be verified by a current cc user).

And we have to remember the capping of 50k per month.

 

[SSV]

I applied for this Apollo card but was declined with same over leveraged reason...any solution to this problem??

Solution:
Never apply for it again…
.
.
.
.

Please have a look at the many other alternatives that were being discussed in this thread

 

[cardio_guycardio_guy is verified member.]

Can we use Apollo vouchers to pay in Apollo pharmacy offline shops?

 

[cardio_guycardio_guy is verified member.]

I applied for this Apollo card but was declined with same over leveraged reason...any solution to this problem??

It's the problem of SBI, not Apollo.
Another wild guess - wait for sometime, maybe after 1-2 years, HDFC will launch the same card (reverse of what they did with Tata Neu).

 

[thegame]

Unfortunately it is a BIG NO. Kuch zaida ho gaya HAHA.

The apollo circle membership is included with this card as long as you are a card holder.

And this card, you will have to swipe at apollo 247 shops. And you will get 15% discount in your circle membership as HC + 10% discount in your sbi account as reward points. Total 25%.

Like last month, I ordered via apollo app. Used 20% coupon + paid with idfc card (Rs. 300 more off). They refunded half the money cause of non-availability. Then done a full remaining refund for technical glitch. I raised a complaint, and they are sorry for the inconvenience. This took more than 5 days. Total waste of time. 🤦‍♂️

And I had to go to shop and buy the medicine and had to be happy with 15% cb only.

This card will give 10% extra (in sbi) in such situations.

oh too bad then, however during the payment page it was showing Apollo SBI card with these benefits along with IDFC and One Card offer so thought super duper savings 😀

also this Circle membership and the similar 1mg Care Plan etc are less profitable if you are applying coupons above 15% e.g. PHARMA18 and 20 as it gives more than 15% discount

 

[PrinceHeart]

oh too bad then, however during the payment page it was showing Apollo SBI card with these benefits along with IDFC and One Card offer so thought super duper savings 😀

also this Circle membership and the similar 1mg Care Plan etc are less profitable if you are applying coupons above 15% e.g. PHARMA18 and 20 as it gives more than 15% discount

I think you might be right... i see this today. I think they added the card in their system now already.





So this is 20% instant discount + 10% cb as sbi reward later on = 30 % total discount. And whereas, only 25% in pharmacy.

 

[PrinceHeart]

also this Circle membership and the similar 1mg Care Plan etc are less profitable if you are applying coupons above 15% e.g. PHARMA18 and 20 as it gives more than 15% discount

The circle membership is basically for free shipping. Pharma20 is way to go.

 

[thegame]

I think you might be right... i see this today. I think they added the card in their system now already.

View attachment 99517

View attachment 99518

So this is 20% instant discount + 10% cb as sbi reward later on = 30 % total discount. And whereas, only 25% in pharmacy.

The circle membership is basically for free shipping. Pharma20 is way to go.

yes.. also if cart value is above 299 then its free shipping enabled..