Salary Account Related Query

[MudraMantra]

Hi Experts,

I need your opinion and advice for below scenario.
I am holding a salary account in ICICI Bank from 2015, now that I am switching my job my new company informed me that they only have banking relationship with HDFC Bank so I need to open salary account in HDFC.

1. Now my ICICI Bank account will not receive salary so after 3 months it will become normal savings account, in that case what will be minimum balance requirement or how can I overcome this minimum balance requirement.

2. Now in case of HDFC which account variant I should ask from representative, my monthly salary will be 250K plus, Also currently I am holding HDFC Regalia First credit card ltf, so which Variant I can ask for ltf upgrade.

Awaiting for your genuine advice.
Thank in advance.

 

[Akshay Ajmera]

Bro u should ask for regalia gold as ltf, and they will provide it easily as regalia first is discontinued.
I got ltf upgrade around 2 months earlier

 

[msd07]

1. Mostly icici wont convert ur salary acct to savings.. i have been using icici acct from 15 yrs and salary credited only one month long back.. its still 0MAB..

2. Regalia gold LTF for sure...

 

[MudraMantra]

Update
I got preferred banking salary account and platinum debit card in welcome kit.

Regarding credit card he mentioned that after first salary credit you will get offer in your account,
In my case he mentioned that since you already hold HDFC credit card you can ask for upgrade.