since I don't know the exact process, that's a grey area for me
Bank of Baroda is pretty chill in this, one can open the account online, request for mobile banking at the time of account opening, once account is active, first generate virtual DC (some reported it gets difficult to get virtual DC if physical DC has already been requested) and then request for physical DC ... all of it from their mobile banking app.
For professional documents, if they need my office ID card, no issue, will provide ... they need my graduation certificate, will provide ... account takes a lot of days, that's new to me as even 4 days for account opening is quite high.
Other banks are charging quite high and regarding 1 lakh MAB, no, not going to park that much amount in a bank account ... Jana Small Finance Bank gives LTF RuPay Select DC for 1 lakh MAB account variant as far as I know.