RuPay Select Debit Card Portfolio

[zomatoo]

Anyone who's having a joint account in BOB as Mahila Shakti, kindly confirm if we can apply the RSDC at the branch while opening the account offline. I am planning to open this account with my mother as the primary account holder.

 

[Anindya98]

Yeah video kyc is good.
We will get account details on the same day.
We also get netbanking activation sms within 1 to 3 days,we can click forget password option to generate password and login into netbanking.

Now dc apply option removed in netbanking . This is gonna tricky. Previously we used to apply dcs using netbanking only.

But from netbanking we can register for mobile banking. I think this gives access to mobile app. Then We can apply desired dcs.

For the safe side, as they removed dc option in netbanking, select dc while opening account if u cant visit branch.
If u can't succeed to app through netbanking, u can use dc to login atleast. However i dont recommend this.

Make sure to deposit 20k.
@Anindya98 correct me if I'm wrong

Yes
@fradela You can log in to mobile banking on the same day.

Thread 'Activating BOB World Net Banking Generating Mobile Banking PIN without DC'

Sep 10, 2024

I opened the BOB Super Savings Account (SB 117) online on 2nd September 2024. I received the CIF and Account Number via SMS and the welcome letter by email on the same day within 3 to 4 hours. After that, I needed to log in to my BOB World App to Order my Sapphire DC.

Timeline: Account Open (02/09/24) - Net and Mobile Banking Login (02/09/24) - Rupay Platinum DC(03/09/24) - Ordered Sapphire DC (04/09/24) - Welcome Kit Delivered with Rupay Platinum DC (10/09/24)

Let me share the process of how to log in to Net Banking and Activate BOB World Mobile Banking:

...

• Anindya98
• bank of baroda banking bob bob bank bob dc bob world mobile banking netbanking savings account super savings account
• Replies: 45
• Forum: Bank Account

• 
• 

 

[Anindya98]

Anyone who's having a joint account in BOB as Mahila Shakti, kindly confirm if we can apply the RSDC at the branch while opening the account offline. I am planning to open this account with my mother as the primary account holder.

@zomatoo
No, BOB denied the 2nd RSDC on the joint account confirmed by @SJM

 

[Ram1]

@zomatoo
No, BOB denied the 2nd RSDC on the joint account confirmed by @SJM

@2025 . . .

 

[CRN]

@zomatoo
No, BOB denied the 2nd RSDC on the joint account confirmed by @SJM

Can we apply the RSDC via mobile app or net banking using this Mahila Shakti account? Heard that few people are not getting the option to apply the RSDC. Kindly suggest.

 

[2025]

@2025 . . .

@zomatoo
No, BOB denied the 2nd RSDC on the joint account confirmed by @SJM

Ok. Will first discuss this with branch people then only open. I think some people said they able to apply through app.
No plan in this month.
Thanks.

 

[Bhokaal]

Maintain 20k in super savings

I guess I should be able to have the MAB 20K considering I keep enough balance at the start of the month for my Home Loan EMI.
Any way to convert online without visiting branch?

 

[zomatoo]

I guess I should be able to have the MAB 20K considering I keep enough balance at the start of the month for my Home Loan EMI.
Any way to convert online without visiting branch?

No, you must visit branch

 

[SJM]

Ok. Will first discuss this with branch people then only open. I think some people said they able to apply through app.
No plan in this month.
Thanks.

There is no option to apply DC for joint account holder in app.

 

[SJM]

Can we apply the RSDC via mobile app or net banking using this Mahila Shakti account? Heard that few people are not getting the option to apply the RSDC. Kindly suggest.

Yes you can. I applied for 2 accounts. One with zero balance, even before depositing IP.

 

[2025]

There is no option to apply DC for joint account holder in app.

What logic branch is giving for not allowing two seperate DC? ...(for joint account with equal rights).

And it must be customers choice which DC a customer want to take.

Is there any RBI guidelines that says a joint (2nd) holder can be treated inferior to 1st holder?

Sir, it's difficult to believe u didn't pursued the matter.

 

[Anindya98]

Can we apply the RSDC via mobile app or net banking using this Mahila Shakti account? Heard that few people are not getting the option to apply the RSDC. Kindly suggest.

Yes, RSDC can be applied via the app or the branch.

 

[Anindya98]

I guess I should be able to have the MAB 20K considering I keep enough balance at the start of the month for my Home Loan EMI.
Any way to convert online without visiting branch?

Your HL with BOB?

 

[Bhokaal]

Your HL with BOB?

Yes I was hoping for a account upgrade or something considering it was a high loan amount but nothing