RuPay Select Debit Card Portfolio

[Ram1]

SMS alerts can be disabled during AC opening, just verbally mention it to the staff opening your account i.e. the one asking you the OTP. Also make sure not to apply the debit card during AC opening because that will issue the default Rupay NCMC card.

Yes, that's correct. So apply RSDC separately after the AC is opened and funding the account, preferably the next day or later in the day (ask the concerned officer regarding this).

My psu timing is not being good these days.
Will open online account and visit branch after 3 days to apply dc.

Also one quick question, is is possible to scheme change my mom boi bsbd acc to nari shakti normal?

 

[gogetassj4]

My psu timing is not being good these days.
Will open online account and visit branch after 3 days to apply dc.

Also one quick question, is is possible to scheme change my mom boi bsbd acc to nari shakti normal?

Give a written application to the branch. Your mother must be a working professional (be it salaried or self employed), get her CIF updated (i.e. profession) and the submit the application for nari shakti account.

P.S. RSDC is chargeable in Nari Shakti accounts.

 

[Ram1]

Give a written application to the branch. Your mother must be a working professional (be it salaried or self employed), get her CIF updated (i.e. profession) and the submit the application for nari shakti account.

P.S. RSDC is chargeable in Nari Shakti accounts.

This seems to be headache process. Can we just close old account and open new account immediately?

Also in that old account, my mom name was wrong, i dont how they typed it wrong

 

[gogetassj4]

This seems to be headache process. Can we just close old account and open new account immediately?

Also in that old account, my mom name was wrong, i dont how they typed it wrong

No. Just get it corrected in that account itself. You will need her to submit KYC for that containing corrected names in both Aadhar and PAN. The names and DOB must match otherwise the CBS won't accept the documents at all. The employees won't be able to help you in that case.

 

[Ram1]

No. Just get it corrected in that account itself. You will need her to submit KYC for that containing corrected names in both Aadhar and PAN. The names and DOB must match otherwise the CBS won't accept the documents at all. The employees won't be able to help you in that case.

Names was always correct in aadhar and pan. Bank employees only typed it wrong it seems.
This whole process can be completed in 1day?
1. Name correction
2. Updating profession
3. Changing scheme to nari shakti
4. Applying rsdc

 

[gogetassj4]

Names was always correct in aadhar and pan. Bank employees only typed it wrong it seems.
This whole process can be completed in 1day?
1. Name correction
2. Updating profession
3. Changing scheme to nari shakti
4. Applying rsdc

Depends on the number of staffs. There is severe lack of staffs in PSBs but customers turn a blind eye to it which aggravates the problem.

Converting schemes will require no transactions to be done in the particular account for the entire day and KYC updating in backend takes another day. So atleast 3 days by my calculations.

 

[psmangat5]

Punjab And Sind Bank has Rupay Select Card too but only for Defence CAPF personals

I’m sharing my RuPay Select Debit Card Portfolio, including the associated bank details, account type, Minimum Average Balance (MAB) requirements, issuance and annual maintenance charges (AMC) [Including GST], as well as how I opened these accounts.

I have 12 RSDCs from 11 banks.

This is the cheapest possible way to get RSDCs.

This could be useful for anyone planning to acquire RuPay Select cards from different banks.

View attachment 79542

Notes:

1. Union Bank of India: Free Virtual RSDC. Logically 5000 MAB with 236 AMC.
2. Indian Overseas Bank: Downgraded from SB HNI to SB MAX. Don't know whether the cancel or not in future. Update soon.

Will write separate threads for each bank account opening experience.
PSU Banks I Haven’t Considered for My Debit Card Portfolio:
Punjab National Bank: 50,000 MAB(High) with AMC charges.
Bank of Maharashtra: 25,000 MAB (High). Bank confirm as of now FREE. Not LTF.
Punjab and Sind Bank: No RSDC.

 

[_ding_ding_ding_]

1. Union Bank of India: Free Virtual RSDC. Logically 5000 MAB with 236 AMC.

Could you please elaborate on this? @fradela
Can we open any Savings Account with 5K MAB for RuPay Select DC with ₹236/- AMC?

 

[fradela]

Could you please elaborate on this? @fradela
Can we open any Savings Account with 5K MAB for RuPay Select DC with ₹236/- AMC?

No. already elaborated. Read again.

 

[iamsamratdutta]

few card from iob , uco , bob commingView attachment 102246

Added a few waiting for BOB

 

[hender]

Added a few waiting for BOB

Lovely collection ..