RuPay Select Debit Card Portfolio

[pprakash11]

Whats bin for bob rsdc? Charges for issuance and annual fees for emt dc?

EMT DC -
Issuance Fee: ₹500+GST
Annual Fee: ₹500+GST

RSDC -
Issuance Fee: ₹500+GST
Annual Fee: ₹500+GST

If ur account variant is Baroda Super Savings (SB 117) - MAB(₹20,000) then all DCs come FYF

 

[Sahil_07]

EMT DC -
Issuance Fee: ₹500+GST
Annual Fee: ₹500+GST

RSDC -
Issuance Fee: ₹500+GST
Annual Fee: ₹500+GST

If ur account variant is Baroda Super Savings (SB 117) - MAB(₹20,000) then all DCs come FYF

EMT 599 + GST

 

[6ix9ine]

EMT DC -
Issuance Fee: ₹500+GST
Annual Fee: ₹500+GST

RSDC -
Issuance Fee: ₹500+GST
Annual Fee: ₹500+GST

If ur account variant is Baroda Super Savings (SB 117) - MAB(₹20,000) then all DCs come FYF

EMT issuance & annual fees are ₹599 + GST* :'D

 

[6ix9ine]

Whats bin for bob rsdc?

6 5 2 5 0 5

 

[pprakash11]

EMT 599 + GST

EMT issuance & annual fees are ₹599 + GST* :'D

Benefits ke beech me pricing bhul gaya 😆

 

[s1t2y3a3m6]

@fradela can you confirm gym and spa benifits are quarterly or yearly for UBI and IOB ?
And how it possible to maintain mab 5k instead of 10k for UBI ac ?

 

[Anindya98]

Name of Rupay select DC in Union Bank. Could not find here union bank site

@fradela @Anindya98

I don't have a Union Bank account or RSDC. Can't confirm.
Used to have till 2021.

 

[cardio_guycardio_guy is verified member.]

Hi guys, I am looking for advise.
I have two rupay platinum debit cards

1. ICICI Rupay platinum DC - They charged 236 AMC last month. How can I upgrade it to RSDC? Or, is it possible to downgrade to a lesser charged or free card?

2. PNB Rupay platinum DC - It's free as long as 50k AMB/AQB is maintained. Which is doable. Should I continue this RPDC or upgrade it to RPSC? What is the best way to change it in PNB?

Thanks

 

[Anindya98]

1. ICICI Rupay platinum DC - They charged 236 AMC last month. How can I upgrade it to RSDC? Or, is it possible to downgrade to a lesser charged or free card?

ICICI RSDC is Paid with 1999+GST
AFAIK, Sapphiro Debit Card is the only RSDC in ICICI.
If you upgrade your account to WM, it will be free, paired with WM Master World DC.

 

[virat#889]

ICICI RSDC is Paid with 1999+GST
AFAIK, Sapphiro Debit Card is the only RSDC in ICICI.
If you upgrade your account to WM, it will be free, paired with WM Master World DC.

Will they provide it for free for salary account?

 

[Anindya98]

Will they provide it for free for salary account?

Sapphiro RSDC?
It is paid for everyone, AFAIK.

 

[fradela]

@fradela can you confirm gym and spa benifits are quarterly or yearly for UBI and IOB ?
And how it possible to maintain mab 5k instead of 10k for UBI ac ?

All are quarterly.
Union Udaan account. Must maintain 10k. You get one physical RSDC and one Virtual RSDC.
Search in this forum or google for more about this.

 

[fradela]

Hi guys, I am looking for advise.
I have two rupay platinum debit cards

1. ICICI Rupay platinum DC - They charged 236 AMC last month. How can I upgrade it to RSDC? Or, is it possible to downgrade to a lesser charged or free card?

2. PNB Rupay platinum DC - It's free as long as 50k AMB/AQB is maintained. Which is doable. Should I continue this RPDC or upgrade it to RPSC? What is the best way to change it in PNB?

Thanks

Not much benefits on Platinum debit cards.

Go with RSDC which gives a lot of benefits.

Read first page of this thread to get RSDC cheaper way.

Thread 'RuPay Select Debit Card Portfolio'

Jan 4, 2025

I’m sharing my RuPay Select Debit Card Portfolio, including the associated bank details, account type, Minimum Average Balance (MAB) requirements, issuance and annual maintenance charges (AMC) [Including GST], as well as how I opened these accounts.

I have 12 RSDCs from 11 banks.

This is the cheapest possible way to get RSDCs.

This could be useful for anyone planning to acquire RuPay Select cards from different banks.



Notes:

1. Union Bank of India: Free Virtual RSDC. Logically 5000 MAB with 236 AMC.
2. Indian Overseas Bank: Downgraded from SB...

• fradela
• debit card rupay rupay select rupay select debit select
• Replies: 983
• Forum: Debit Card

• 
• 
• 

 

[virat#889]

All are quarterly.
Union Udaan account. Must maintain 10k. You get one physical RSDC and one Virtual RSDC.
Search in this forum or google for more about this.

Both will be different cards and both will have all benefits right?

 

[fradela]

Both will be different cards and both will have all benefits right?

Yes. both are different BIN. Benefits are same.

 

[APT]

EMT DC -
Issuance Fee: ₹500+GST
Annual Fee: ₹500+GST

RSDC -
Issuance Fee: ₹500+GST
Annual Fee: ₹500+GST

If ur account variant is Baroda Super Savings (SB 117) - MAB(₹20,000) then all DCs come FYF

sapphire or opulence too? is RSDC ncmc same as RSDC?

 

[sambitpatro]

Is anyone able to redeem rupay benefits? It's giving some error

 

[virat#889]

Name of Rupay select DC in Union Bank. Could not find here union bank site

@fradela @Anindya98

@fradela Could pls say this?

 

[APT]

ICICI RSDC is Paid with 1999+GST
AFAIK, Sapphiro Debit Card is the only RSDC in ICICI.
If you upgrade your account to WM, it will be free, paired with WM Master World DC.

WM means wealth account? does ICICI RSDC eligible for rsdc benefits? can you confirm dc fee since only one card allowed rite? how and where to apply RSDC?

 

[fradela]

@fradela Could pls say this?

Union Bank Rupay Select Debit card only.