RuPay Select Debit Card Portfolio

[Dhudu]

I am getting the error in canara app that "you can request fot card only once in a month"

I meant thw same, different wording

 

[NishanthSN]

correct, u need to apply for RSDC through the app after ur account is opened.

Thank you bro, another thing i gave the permanent address for communication also, currently i came to my native (permanent address) I thought only original Pan is enough as I have never been asked Aadhar card for any vkyc until now.

So will they allow vkyc with no Aadhar card? Or with eaadhar ?I know the Aadhar number

In two weeks u will be travelling back to my work location. I’m afraid that they may reject stating that my location differs? Any idea bro?

If same location and original Aadhar is must ? Then only way now to do the vkyc in permanent address and apply PVC Aadhar card?

 

[Rajx99]

Thank you bro, another thing i gave the permanent address for communication also, currently i came to my native (permanent address) I thought only original Pan is enough as I have never been asked Aadhar card for any vkyc until now.

So will they allow vkyc with no Aadhar card? Or with eaadhar ?I know the Aadhar number

In two weeks u will be travelling back to my work location. I’m afraid that they may reject stating that my location differs? Any idea bro?

If same location and original Aadhar is must ? Then only way now to do the vkyc in permanent address and apply PVC Aadhar card?

usually while opening account permanent address will be same as aadhaar card, communication we need to mention seperately or else it will be same as permanent address and later we can visit bank and change communication address

 

[NishanthSN]

usually while opening account permanent address will be same as aadhaar card, communication we need to mention seperately or else it will be same as permanent address and later we can visit bank and change communication address

Yeah I prefer to give permanent address and communication address same as the communication address is temporary. Recently due to this I wasn’t able to complete Scapia and i applied in Federal bank and got Celesta. Now a days banks are verifying communication address on vkyc it seems.

I have applied for Aadhar pvc let’s see . How long the vkyc link will be open ? Any idea?

 

[NishanthSN]

Guys, anyone knows if after applied Canara Rupay select debit card and permanently blocked before renewal will they charge fees?

I also have their Mastercard debit card with annual 236 fees which i never used. If I permanently blocked this there shouldn’t be any renewal fees right? Or is there any card closure process ?? Thinking of closing this card and opting Rupay select

 

[surojitLaha]

Guys, anyone knows if after applied Canara Rupay select debit card and permanently blocked before renewal will they charge fees?

I also have their Mastercard debit card with annual 236 fees which i never. If I permanently blocked this there shouldn’t be any renewal fees right? Or is there any card closure process ?? Thinking of closing this card and opting Rupay select

177+ card closing fees

 

[NishanthSN]

177+ card closing fees

How to close without branch visit? The fees is same for Rupay select ?

 

[SatyG]

177+ card closing fees

Still better than paying the annual fee I think. Or am I missing something?

 

[NishanthSN]

Still better than paying the annual fee I think. Or am I missing something?

yes I searched their site and only hotlist fee 177 is mentioned . And people here are confirmed that no annual fee for closing

No, Only Hotlist charges will be applied that to after 4-5 months. No annual charges.

I’m not sure why @surojitLaha metion + in his reply. 177 plus card closure fee, in reality I don’t think additional card closure fee I think.

 

[surojitLaha]

yes I searched their site and only hotlist fee 177 is mentioned . And people here are confirmed that no annual fee for closing

I’m not sure why @surojitLaha metion + in his reply. 177 plus card closure fee, in reality I don’t think additional card closure fee I think.

My bad. Card closure/blocking fee is 150 rupees+gst

 

[surojitLaha]

How to close without branch visit? The fees is same for Rupay select ?

Yes same for every card but I heard even if you close their card, they will charge you annual fee after 1 year 🥲

 

[virat#889]

I’m sharing my RuPay Select Debit Card Portfolio, including the associated bank details, account type, Minimum Average Balance (MAB) requirements, issuance and annual maintenance charges (AMC) [Including GST], as well as how I opened these accounts.

I have 12 RSDCs from 11 banks.

This is the cheapest possible way to get RSDCs.

This could be useful for anyone planning to acquire RuPay Select cards from different banks.

View attachment 79542

Notes:

1. Union Bank of India: Free Virtual RSDC. Logically 5000 MAB with 236 AMC.
2. Indian Overseas Bank: Downgraded from SB HNI to SB MAX. Don't know whether the cancel or not in future. Update soon.

Will write separate threads for each bank account opening experience.
PSU Banks I Haven’t Considered for My Debit Card Portfolio:
Punjab National Bank: 50,000 MAB(High) with AMC charges.
Bank of Maharashtra: 25,000 MAB (High). Bank confirm as of now FREE. Not LTF.
Punjab and Sind Bank: No RSDC.

I’m sharing my RuPay Select Debit Card Portfolio, including the associated bank details, account type, Minimum Average Balance (MAB) requirements, issuance and annual maintenance charges (AMC) [Including GST], as well as how I opened these accounts.

I have 12 RSDCs from 11 banks.

This is the cheapest possible way to get RSDCs.

This could be useful for anyone planning to acquire RuPay Select cards from different banks.

View attachment 79542

Notes:

1. Union Bank of India: Free Virtual RSDC. Logically 5000 MAB with 236 AMC.
2. Indian Overseas Bank: Downgraded from SB HNI to SB MAX. Don't know whether the cancel or not in future. Update soon.

Will write separate threads for each bank account opening experience.
PSU Banks I Haven’t Considered for My Debit Card Portfolio:
Punjab National Bank: 50,000 MAB(High) with AMC charges.
Bank of Maharashtra: 25,000 MAB (High). Bank confirm as of now FREE. Not LTF.
Punjab and Sind Bank: No RSDC.

Have few queries related to Karnataka bank, union bank and BOI
Karnataka bank
1) How to apply rupay select Debit card online or offline?
Is it the same - https://karnatakabank.com/personal/cards/ncmc-rupay-select-international-debit-card
2) Will features like cult refresh quarterly in this?
3) Account Name eligible for Rupay DC
Union Bank
1) Name of Rupay select DC . Could not find here union bank site
2) Will features like cult refresh quarterly in this?
3) Account Name eligible for Rupay DC
3) How to apply rupay select Debit card online or offline?
BOI
1) How to apply rupay select Debit card online or offline?
Is it the same - https://bankofindia.co.in/debit-card/premium/rupay-select-card
2) Will features like cult refresh quarterly in this?
3) Eligible for all accounts right?

Could u pls let me know
@Anindya98 @fradela

 

[Portgas D Ace]

does anyone using Indian Bank RSDC? does it have all the benifits like others? In website it mentioned "Joining benefits and Milestone based benefits"

 

[quino]

does anyone using Indian Bank RSDC? does it have all the benifits like others? In website it mentioned "Joining benefits and Milestone based benefits"

i also have same query

 

[Rajx99]

does anyone using Indian Bank RSDC? does it have all the benifits like others? In website it mentioned "Joining benefits and Milestone based benefits"

I have indian bank RSDC, but I got it last month only so i can only confirm during next quarter.

 

[Portgas D Ace]

I have indian bank RSDC, but I got it last month only so i can only confirm during next quarter.

did you receive all the benefits for this quater along with ott?

 

[sparkysubho]

Have few queries related to Karnataka bank, union bank and BOI
Karnataka bank
1) How to apply rupay select Debit card online or offline?
Is it the same - https://karnatakabank.com/personal/cards/ncmc-rupay-select-international-debit-card
2) Will features like cult refresh quarterly in this?
3) Account Name eligible for Rupay DC
Union Bank
1) Name of Rupay select DC . Could not find here union bank site
2) Will features like cult refresh quarterly in this?
3) Account Name eligible for Rupay DC
3) How to apply rupay select Debit card online or offline?
BOI
1) How to apply rupay select Debit card online or offline?
Is it the same - https://bankofindia.co.in/debit-card/premium/rupay-select-card
2) Will features like cult refresh quarterly in this?
3) Eligible for all accounts right?

Could u pls let me know
@Anindya98 @fradela

union Bank and BOI Select debit card apply offline and refresh quarterly
BOI eligible any accounts

 

[Anindya98]

Have few queries related to Karnataka bank, union bank and BOI
Karnataka bank
1) How to apply rupay select Debit card online or offline?
Is it the same - https://karnatakabank.com/personal/cards/ncmc-rupay-select-international-debit-card
2) Will features like cult refresh quarterly in this?
3) Account Name eligible for Rupay DC

All benefits are annual.

Union Bank
1) Name of Rupay select DC . Could not find here union bank site
2) Will features like cult refresh quarterly in this?
3) Account Name eligible for Rupay DC
3) How to apply rupay select Debit card online or offline?

BOI
1) How to apply rupay select Debit card online or offline?
Is it the same - https://bankofindia.co.in/debit-card/premium/rupay-select-card
2) Will features like cult refresh quarterly in this?
3) Eligible for all accounts right?

Could u pls let me know
@Anindya98 @fradela

Both Quarterly and can be applied via Offline only.
BOI with any account variant.
Union Udan will be the best.

 

[Rajx99]

did you receive all the benefits for this quater along with ott?

yes all benefits are available