RuPay Select Debit Card Portfolio

[zomatoo]

Check out CentQueen account from Central Bank of India. Might be useful for you

2 account 3 debit card pehle se hai.

 

[Amit_1]

2 account 3 debit card pehle se hai.

Bro how come 2 accounts and 3 debit cards?

 

[zomatoo]

Bro how come 2 accounts and 3 debit cards?

1 joint account with 2 Debit cards.

 

[Amit_1]

1 joint account with 2 Debit cards.

Can we convert existing single owner account into joint account? Both cards have different numbers with separate RuPay benefits?

 

[zomatoo]

Can we convert existing single owner account into joint account? Both cards have different numbers with separate RuPay benefits

1. Yes, you can but you have to convince your branch manager for second card.

2. Yes Both cards have seperate benefits and seperate benefits.

 

[Amit_1]

1. Yes, you can but you have to convince your branch manager for second card.

2. Yes Both cards have seperate benefits and seperate benefits.

Any convincing points for the manager?
Both cards are LTF with spends criteria!

 

[SatyG]

2 account 3 debit card pehle se hai.

omg, greed is not good 🙂

 

[Portgas D Ace]

are TMB rpsd benifits spend based from april as mentioned on their page? can anyone confirm

 

[Amit_1]

are TMB rpsd benifits spend based from april as mentioned on their page? can anyone confirm

Can you share any link!

 

[Rajx99]

Can you share any link!

https://tmb.in/pages/Rupay-Select-International-Debit-Card

here it is

 

[Amit_1]

https://tmb.in/pages/Rupay-Select-International-Debit-Card

here it is

I think these t&c is for tmb bank only.

 

[Portgas D Ace]

I think these t&c is for tmb bank only.

yes, these are for TMB bank only. Asking confirmation for TMB bank cards only

 

[fradela]

https://tmb.in/pages/Rupay-Select-International-Debit-Card

here it is

Next step, Close the account and card.

 

[dilbersha]

I’m sharing my RuPay Select Debit Card Portfolio, including the associated bank details, account type, Minimum Average Balance (MAB) requirements, issuance and annual maintenance charges (AMC) [Including GST], as well as how I opened these accounts.

I have 12 RSDCs from 11 banks.

This is the cheapest possible way to get RSDCs.

This could be useful for anyone planning to acquire RuPay Select cards from different banks.

View attachment 79542

Notes:

1. Union Bank of India: Free Virtual RSDC. Logically 5000 MAB with 236 AMC.
2. Indian Overseas Bank: Downgraded from SB HNI to SB MAX. Don't know whether the cancel or not in future. Update soon.

Will write separate threads for each bank account opening experience.
PSU Banks I Haven’t Considered for My Debit Card Portfolio:
Punjab National Bank: 50,000 MAB(High) with AMC charges.
Bank of Maharashtra: 25,000 MAB (High). Bank confirm as of now FREE. Not LTF.
Punjab and Sind Bank: No RSDC.

Would like to add contribution like:
In bob you can get via professionals account or super savings account. Not only salary account.
Also additional columns like some bank rsdc doesn't renew quarterly but annually.

 

[dilbersha]

till now zero Rupay Select DC, thanks for mentioning and kudos to you to get each rupay select dc
on 22nd of dec till 29th dec i was considering to open canara bank cause of amex bill payment + billdesk support rupay cc but no one could point it RP 1-2% on billpayment via billdesk so they are multiple branch near me so if you could help me out i can open at least canara bank and get rupay select through offline.

Many rsdc has has rewards mentioned. I saw @Abhishek012 added in his wiki about BOI. Similarly wonder if other rsdc rewards also work for creditcard bill payments.

 

[NishanthSN]

Hi I have applied Mahila Sakthi Bob account for my wife and vkyc is pending

My doubt is on the last step I didn’t selected the the debit card in additional services as I don’t want the rupay platinum card. After vkyc I can apply rupay select in mobile app right?

 

[Rajx99]

Hi I have applied Mahila Sakthi Bob account for my wife and vkyc is pending

My doubt is on the last step I didn’t selected the the debit card in additional services as I don’t want the rupay platinum card. After vkyc I can apply rupay select in mobile app right?

correct, u need to apply for RSDC through the app after ur account is opened.

 

[Portgas D Ace]

does Canara Aspire account allow 2 debit cards at a time? Rupay platinum Millennia + Rupay select. I am getting an error "You account is not eligible, contact branch" when applying online.

 

[Dhudu]

does Canara Aspire account allow 2 debit cards at a time? Rupay platinum Millennia + Rupay select. I am getting an error "You account is not eligible, contact branch" when applying online.

I get similar error hile applying for second RPDC and it says you have to wait for 30 days to apply for second card.

 

[Amit_1]

I get similar error hile applying for second RPDC and it says you have to wait for 30 days to apply for second card.

I am getting the error in canara app that "you can request fot card only once in a month"