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RuPay Select Debit Card Portfolio
- Thread starter fradela
- Start date
- Replies 818
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ritwik2000
TF Ace
Csp scheme me bhi milta he shayad
Csp means
Account not yet opened, will open on Monday. Can we ask dc while opening Account?
Yes, you can open CSP salary accounts. Variant details - https://sbi.co.in/web/salary-account/corporate-salary-package
SRA/SRB - Platinum & Rhodium DC - Rupay Select
DRP - Diamond DC - Rupay Platinum
Yes you can...but by default they issue Mastercard variants (old info).... you can try mentioning that you want Rupay PLatinum or Select varinat specifically......
Even if they dont issue...you can hotlist MC/Visa one after receiving (if needed) and request specific DC (by branch visit).... you can keep 2 active DCs.
Rupay select can be applied on normal salary account?
Avoid SBI RSDC, as many users have mentioned that it doesn’t offer all the advertised benefits.
What!!!! Omg .
For RSDC eligible variant, salary needs to be 1 Lakh+ (CSP -platinum or CSP rhodium)....... for less than that, you will get account variantts (CSP diamond, gold, etc) that have RPDC with lesser benefits.
One specific RSDC card (Rupay Select Wealth - SRW) can be applied on most of the salary accounts - many people have reported this (working but not as per T&C of that card - may call it a loophole or trick or whatever but may/maynot be patched)..... you can get that as second DC even on variants like CSP Diamond. But that card has got lesser RSDC benefits than the other SBI RSDC (platinum/rhodium) one
Long thread, but you can see this: https://www.technofino.in/community...gold-diamond-select-rhodium-debit-card.36459/
slight correction:
This is happening only for RSDC cards for Central and State government salary account....that too bcz of BIN level issues, which can be sorted in few days/weeks.
For your case of private company (ie CSP) platinum & rhodium account variants, it gives all the benefits.... infact more number of benefits than other RSDCs...but the catch is that these benefits refrresh only annuallly.
The wealth SRW one gives lesser number of benefits and they also refresh annually only.
So, take decision accordingly.
If you want you can add these BINs in your rupay profile to see the vouchers that are available for that card.
Went to BOB branch today and opened Mahila Shakti Joint Account.
@Anindya98 Transferred 25K after account activation to maintain 20K MAB. Branch staff mentioned will receive kit within 7-10 days. Will the primary account holder be able to apply RSDC for joint account holder? I don't think joint account holder can activate mobile banking without DC.
I saw a post earlier where account was opened online without DC. How do you get mobile banking activated without DC?
@Anindya98 Transferred 25K after account activation to maintain 20K MAB. Branch staff mentioned will receive kit within 7-10 days. Will the primary account holder be able to apply RSDC for joint account holder? I don't think joint account holder can activate mobile banking without DC.
I saw a post earlier where account was opened online without DC. How do you get mobile banking activated without DC?
The option is there in online too, only it generates a lead id instead of opening account. You get a call back, but I didn't wait for that. Went to branch in the morning and opened account. Got callback in the afternoon for online request raised on Friday.
Yes, didn't mention RSDC though.
Oh okay — since we can apply for a debit card for the secondary account holder as well, I think we should also be able to get the RSDC.
Last week, I had tried to open a Mahila Shakti account for my mom, but due to a middle name mismatch between her PAN and Aadhaar, the KYC agent advised us to get the PAN card corrected first. So I’m currently waiting for the updated PAN.
In the meantime, I’m considering whether to open a joint account offline directly or open an individual account online now and convert it to a joint account later through an offline process.
Maintaining to qualify for RSDC application as mentioned by @Anindya98
Will maintain 3K post taking RSDC.
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