RuPay Scan & Score is back! (2nd Jun - 31st Jan 2025)

[ashb009]

Request Rejected

Send Hi on http://wa.me/+918657041681 to activate and get pdf with terms and conditions

 

[Slayer]

Phonepe card could have a different issuing channel and they would have some competition from cuckdfc to in terms of getting the card issued to users.

Two disadvantges (potentially 3) which sbi has over cuckdfc are
1. Lower card issuance friction due to "brand prestige" and few people would stereotype sbi cards being the same as sbi bank slow and clunky
2. Lower existing (also lower % of interested) customer base who are interested in getting a credit card
3. If sbi sprint comes into the picture and overleverage is an issue then they lost the battle already

 

[Strange]

Phonepe card could have a different issuing channel and they would have some competition from cuckdfc to in terms of getting the card issued to users.

Two disadvantges (potentially 3) which sbi has over cuckdfc are
1. Lower card issuance friction due to "brand prestige" and few people would stereotype sbi cards being the same as sbi bank slow and clunky
2. Lower existing (also lower % of interested) customer base who are interested in getting a credit card
3. If sbi sprint comes into the picture and overleverage is an issue then they lost the battle already

4. SBI will never issue cards with the shared limit but HDFC can easily issue multiple co-branded cards with the shared limit.

If SBI Card starts issuing cards with the shared limit then over leverage issued might be resolved.

 

[Wealth is my birth right!]

Over leverage is still an issue with sbi cards, right?

Yes apply in first week and also ensure no other bank queries in cibil when applying

Don't forget to share pics of your card. 🌚

👍 done