Restrictions on Monthly spending on SBI credit cards

[NikunjP]

I have SBI card with 3,00,000 Limit. I spent 2,15,000 on card. Then I paid entire 2,15,000 before the bill generation. So expected my entire 3,00,000 limit was free to use.
However I could not make a transaction of 97,000 because it crossed monthly limit of 3,00,000.
It works in Axis but not in SBI.
Is there any solution?

 

[Walter White]

I have SBI card with 3,00,000 Limit. I spent 2,15,000 on card. Then I paid entire 2,15,000 before the bill generation. So expected my entire 3,00,000 limit was free to use.
However I could not make a transaction of 97,000 because it crossed monthly limit of 3,00,000.
It works in Axis but not in SBI.
Is there any solution?

In SBI, you cannot spend more than your credit limit in a billing cycle. In ths card usage controls, you'll see the max you can go upto is your credit limit. It doesn't take any pre-payment into consideration.

*Unless you have overlimit enabled

 

[dhiraz]

In SBI, you cannot spend more than your credit limit in a billing cycle. In ths card usage controls, you'll see the max you can go upto is your credit limit. It doesn't take any pre-payment into consideration.

*Unless you have overlimit enabled

Does this happen with Axis Bank Credit Card as well?

 

[NikunjP]

This thread is duplicated by me accidentally. I am trying to remove it but don't know how to do it. Please guide me. @TechnoFino