Regalia or SBI Cashback for an iPad Purchase

[jiffyspace]

Very new to this so apologies if this is a noob question.

I was planning to buy an iPad (30K on Amazon) but was wondering if I should buy it with my Regalia Card that gives me a meager 800 RP (which at best is Rs 400 🥲) OR buy it with the no nonsense SBI Cashback card that gives me 5% (₹1,500) cash back. I am sure I won't be able to reach the milestone benefit of Regalia.

(Continuing to keep the Regalia because it's LTF and been holding it since 2016. However the credit limit remains around 2.25L)

 

[rp0703]

That is shopping voucher. Not gift card. I think shopping voucher is only for shopping. I checked and found 0% discount on Amazon gift card

Available on Gyftr SBI yono

 

[bugmenot]

Which website offers 2% discount for Amazon gift cards?

https://www.gyftr.com/sbiyono/brands/amazon-gift-vouchers - 3%
https://www.gyftr.com/sbiyono/brands/amazon-shopping-voucher-gift-vouchers - 4%

 

[sourpai]

Shopping Voucher / Gift Card purchased from Gyftr Yono using SBI cards leads to blocking of SBI cards. I have tried it once. If this has not changed then it is not a recommended option!

 

[jiffyspace]

There is a max cap of 2000 points per day for Regalia i think and a monthly cap of 4000 reward points when using Smartbuy. But the main part is the 3000 instant discount. The 5x is just a bonus. I think you can get a value of upto ₹0.50 if you redeem these for hotels & travel (not sure)

Thank you! This indeed was the most straightforward method.

 

[Deleted member 5552]

Available on Gyftr SBI yono

Ohhh... Thank You.

 

[Deleted member 5552]

https://www.gyftr.com/sbiyono/brands/amazon-gift-vouchers - 3%
https://www.gyftr.com/sbiyono/brands/amazon-shopping-voucher-gift-vouchers - 4%

👌👍

 

[Deleted member 5552]

https://www.gyftr.com/sbiyono/brands/amazon-gift-vouchers - 3%
https://www.gyftr.com/sbiyono/brands/amazon-shopping-voucher-gift-vouchers - 4%

Always transactions failed when I use SBI debit card. Online usage of that debit card is also active. Any solution? I tried different account, there also same problem 😞