Has anyone tried RBL's Signature or Aspire bank account? Both have zero Non-maintenance charges. What is your experience? Do they downgrade and then charge if MAB not maintained?
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RBL Preferred Banking
- Thread starter Chaitanya-a
- Start date
- Replies 36
- Views 2K
Paritosh
TF Select
I opened signature account recently. The executive told that there is no restriction.
Also I read following term in their schedule of benefits document:
Non Maintenance Charges are not applicable for Signature Banking accounts only till the time the customer is part of Signature Banking
Also I read following term in their schedule of benefits document:
Non Maintenance Charges are not applicable for Signature Banking accounts only till the time the customer is part of Signature Banking
Do they downgrade?
If You Dont Maintain the TRV 2 Lakhs For 6 Months Continuosly You Will Be Withdrawn From Signature Banking
You Will Be Intimated Before Via SMS Mail
Not so lucrative as compared to IDFC Select at the same MAB conditions.
Paritosh
TF Select
Please share details. I recently opened RBL account. I want to know difference.
They intimate well before strictly charging MAB non-maintenance charges, I don't know about Signature Banking about the downgrade.
But for me once they mailed my MAB for Advantage SB A/C to maintain MAB, before deducting.
Paritosh
TF Select
RBL signature seems like regular account. The welcome kit I received was covered in paper pouch. No instructions about mobile app or web sign up.
No offers whatsoever. No CC offer.
Default signature debit card is also regular. No cashback offers on card. Nothing.
No offers whatsoever. No CC offer.
Default signature debit card is also regular. No cashback offers on card. Nothing.
Every bank has cut down the cost of premium banking programs. Even IDFC select and wealth accounts kit comes in plastic packaging.
Is your DC also RBL Signature+ ?
I have IDFC 25K maintenance A/C, how to upgrade ?
Ask your branch person to do it manually. He'll ask you to load ₹3L to ₹5L and then place the request for account upgrade.
Automatic invitation takes some time so your money would get stuck. Hence suggesting manual process.
Thanks!!
Can you tell me the MAB criteria or any other important point for IDFC Select A/C ? Any link or so?
MAB is 3L but haven't seen them downgrading even if we keep low balance. They don't have any non-maintenance charges.
Privilege Banking Programs Terms and conditions | IDFC FIRST Bank
Privilege Banking Programs Terms and conditions
They don't have select specific T&C link.
