Private bank with Zero Balance Account & LTF DC

[tuhin]

Is there any private bank available in India which is offering similar benefits like Kotak 811.

Even I know there is no PSBs available which is offering similar benefit like KOTAK 811 :

1. Zero balance SB
2. Free VDC
3. Free basic sms alerts

Please share your review...

 

[abhiaj_geek]

Um icici has this provided you have CL of > 4L on an icici credit card. You can get Family 360 banking.

But yes unconditionally zero MAB is unheard of.

 

[drvirag]

Is there any private bank available in India which is offering similar benefits like Kotak 811.

Even I know there is no PSBs available which is offering similar benefit like KOTAK 811 :

1. Zero balance SB
2. Free VDC
3. Free basic sms alerts

Please share your review...

Kotak 811
Indus indie

 

[Finchamp!]

indusind Exclusive linked with Pinnacle/ Indulge CC
Indusind Select linked with Legend CC

 

[vijaycard]

Um icici has this provided you have CL of > 4L on an icici credit card. You can get Family 360 banking.

But yes unconditionally zero MAB is unheard of.

I'm having Amazon pay card. Can I get family 360 with mab zero, how to get online

 

[Batmanbaba]

I'm having Amazon pay card. Can I get family 360 with mab zero, how to get online

U have to visit branch for that and fight tooth and nail to get it

 

[cardy]

Is there any private bank available in India which is offering similar benefits like Kotak 811.

Even I know there is no PSBs available which is offering similar benefit like KOTAK 811 :

1. Zero balance SB
2. Free VDC
3. Free basic sms alerts

Please share your review...

Who said no psb offers that.
Sbi, bob has free VDC from long time, bob even offered rupay platinum free of cost from long time. Both have zero balance account. For sms charges bob provide option in app,

And for now sbi, bob, pnb, canara, Indian Bank - all have nearly all accounts zero MAB

 

[Gau₹av]

SBI has 0 MAB account and virtual DC (RuPay Global or Visa Global) from YONO or SBI netbanking
BOB has 2K MAB account (Advantage) but now no charges for non-maintenance and virtual DC (RuPay Platinum) from BOB World
PNB has made all account non-maintenance charges 0 and has virtual DC (RuPay Classic) in PNB ONE app
Union Bank has Union Digital Saving account (UDSA) 0 balance openable online and virtual DC in Vyom app

 

[Ram1]

SBI has 0 MAB account and virtual DC (RuPay Global or Visa Global) from YONO or SBI netbanking
BOB has 2K MAB account (Advantage) but now no charges for non-maintenance and virtual DC (RuPay Platinum) from BOB World
PNB has made all account non-maintenance charges 0 and has virtual DC (RuPay Classic) in PNB ONE app
Union Bank has Union Digital Saving account (UDSA) 0 balance openable online and virtual DC in Vyom app

Lotak also has 0 balance with vdc

 

[Gau₹av]

Lotak also has 0 balance with vdc

Lotak was mentioned by original poster himself plus they make us hate them by introducing more lucrative and more rewarding products only for NTB after we've onboarded

 

[Ram1]

Lotak was mentioned by original poster himself plus they make us hate them by introducing more lucrative and more rewarding products only for NTB after we've onboarded

True yar that pain was unreal. I opened 811 super online, next month they launched free metal dc for ntb customers 🥲

 

[Gau₹av]

True yar that pain was unreal. I opened 811 super online, next month they launched free metal dc for ntb customers 🥲

They are denying me 811 Super for having 811 full KYC and Everyday account for EazyDiner discount

 

[tuhin]

SBI has 0 MAB account and virtual DC (RuPay Global or Visa Global) from YONO or SBI netbanking
BOB has 2K MAB account (Advantage) but now no charges for non-maintenance and virtual DC (RuPay Platinum) from BOB World
PNB has made all account non-maintenance charges 0 and has virtual DC (RuPay Classic) in PNB ONE app
Union Bank has Union Digital Saving account (UDSA) 0 balance openable online and virtual DC in Vyom app

Does Union Bank provide SMS Alert deactivation like BOB World? Pls confirm

 

[cardy]

SBI has 0 MAB account and virtual DC (RuPay Global or Visa Global) from YONO or SBI netbanking
BOB has 2K MAB account (Advantage) but now no charges for non-maintenance and virtual DC (RuPay Platinum) from BOB World
PNB has made all account non-maintenance charges 0 and has virtual DC (RuPay Classic) in PNB ONE app
Union Bank has Union Digital Saving account (UDSA) 0 balance openable online and virtual DC in Vyom app

Yes exactly !

 

[Ram1]

Does Union Bank provide SMS Alert deactivation like BOB World? Pls confirm

No u have to visit branch
Still not sure

 

[ShaktiWoman]

Does Union Bank provide SMS Alert deactivation like BOB World? Pls confirm

+1 . .

 

[Gau₹av]

Does Union Bank provide SMS Alert deactivation like BOB World? Pls confirm

SMS charges are as per actual usage, mine deducted just ₹5 or ₹6 per quarter or something. Negligible. I don't see option to turn off SMS alerts though anywhere

 

[telescope]

+1 . .

SMS charges are as per actual usage, mine deducted just ₹5 or ₹6 per quarter or something. Negligible. I don't see option to turn off SMS alerts though anywhere

need to give written request at branch, they'll stop it

 

[Batmanbaba]

But don't open account in union Bank...it's a very ancient bank where u have to visit branch for everything....even u installed vyom app on one device..u have to change device u have to visit branch..this is the level of backwardness of them

 

[Ram1]

But don't open account in union Bank...it's a very ancient bank where u have to visit branch for everything....even u installed vyom app on one device..u have to change device u have to visit branch..this is the level of backwardness of them

Yeah true but change in device can be done through customer care also but takes 3 days