Premium and HNI Banking Compilation

Compiling a list of premium bank accounts along with links to the respective banks' websites.
Each bank has different eligibility criteria and requirements for Average Monthly Balance (AMB) and Total Relationship Value (TRV).
Will keep updating this list and provide insights on which bank offers the best and easiest options for opening a premium account.

Bank	URL	Eligibility
SBI Wealth	Home - Wealth Management sbi.co.in	Individual Clients - Wealth Management sbi.co.in
Axis Burgundy	Home Page - Burgundy Banking - Axis Bank Axis Bank's Burgundy Banking gives a wide range of personal banking, business & lending solutions, legacy planning, wealth management services, etc. Apply now! www.axisbank.com	https://www.axisbank.com/docs/default-source/default-document-library/eligibility-criteria.pdf
ICICI Wealth Management	RICICI Bank Wealth Management Savings Account – Personalized Banking & Investment Solutions RExplore exclusive benefits of the ICICI Bank Wealth Management Savings Account, including personalized banking, expert investment advisory, premium privileges, and dedicated relationship management. www.icicibank.com	RICICI Bank Wealth Management Savings Account – Personalized Banking & Investment Solutions RExplore exclusive benefits of the ICICI Bank Wealth Management Savings Account, including personalized banking, expert investment advisory, premium privileges, and dedicated relationship management. www.icicibank.com
Federal Celesta	Celesta www.federalbank.co.in	Celesta www.federalbank.co.in
HDFC Preferred	High Net Worth - Premium & Preferred Banking Services | HDFC Bank Preferred Banking - With HDFC Bank enjoy wide range of banking services which are customised with special privileges to assure you of an exclusive experience. www.hdfcbank.com	Check Eligibility Criteria for Preffered Banking in India at HDFC Bank Preffered Banking Eligibility - Check out the eligibility criteria for Preffered High Networth Banking at HDFC Bank. Know more about terms & conditions, charges & other requirements. www.hdfcbank.com
HDFC Imperia	Imperia Premier Banking - Features Online in India | HDFC Bank Experience the best of both worlds with Imperia Premier Banking. Enjoy premium benefits, personalized services, and expert financial guidance tailored to your unique needs. www.hdfcbank.com	Check Eligibility Criteria for Imperia Banking in India at HDFC Bank Imperia Banking Eligibility - Check out the eligibility criteria for Imperia High Networth Banking at HDFC Bank. Know more about terms & conditions, charges & other requirements. www.hdfcbank.com
Kotak Privy League Black	https://www.kotak.com/en/personal-banking/privy-league/programmes/black.html	https://www.kotak.com/content/dam/Kotak/Privy-Images/programmes-images/eligibility-may-2024.pdf
IDFC First Wealth	FIRST Wealth The IDFC FIRST Bank's FIRST Wealth program brings the best banking information in the league from strong investment platforms, special prices to financial products. www.idfcfirstbank.com	FIRST Wealth The IDFC FIRST Bank's FIRST Wealth program brings the best banking information in the league from strong investment platforms, special prices to financial products. www.idfcfirstbank.com
IDFC First Private	FIRST Private IDFC FIRST Bank's First Private offers Banking Solutions such as Offshore & Immigration linked Investments, Bonds and Planned Products and Multiple Investment Funds www.idfcfirstbank.com	Invite Only. No specific details available on the website.
AU Ivy	https://www.aubank.in/premium-banking/au-ivy	https://www.aubank.in/ivy-soc-ivy-account-soc.pdf
Indusind Pioneer	Premium Banking Services in India - IndusInd Bank PIONEER IndusInd Bank PIONEER offers premium banking services in India which include a host of rewards & privileges and innovative wealth management solutions. bank.indusind.com	Premium Banking Criteria - IndusInd Bank PIONEER IndusInd Bank's PIONEER banking program offers exclusive benefits for valued customers. Learn more about the eligibility criteria for permium customers here. bank.indusind.com
Indusind Pioneer Private	Home bank.indusind.com	ERROR404 bank.indusind.com
BOB Radiance	Wealth Management Services in India | Bank Of Baroda Wealth management services by Bank of Baroda also known as Baroda Radiance provides exclusive consulting services to privileged customers. Know more details & apply now! www.bankofbaroda.in	https://www.bankofbaroda.in/baroda-radiance/ (scroll down)
HSBC Premier	Open HSBC Premier Bank Account | Premier Banking - HSBC IN From priority banking services, to growing your wealth internationally with privilege banking, HSBC Premier is here for you. Open HSBC Premier account online. www.hsbc.co.in	https://www.hsbc.co.in/content/dam/hsbc/in/documents/premier/premier-aspire-tncs.pdf
RBL Insignia	Insignia Banking – Exclusive Banking Privileges for You | RBL Bank Discover the Insignia Banking experience at RBL Bank, offering exclusive privileges designed for you. Benefit from personalized services, unique rewards, and comprehensive solutions to enhance your financial well-being. www.rblbank.com	https://www.rblbank.com/preferred-banking/insignia (scroll down)
RBL Signature	Signature Banking - Get Doorstep Banking Services | RBL Bank RBL Bank offers signature banking that comes host of benefits & solutions at your doorstep. Visit RBL Bank to know about this premium banking service, i.e. signature banking. Apply today! www.rblbank.com	Signature Banking - Get Doorstep Banking Services | RBL Bank RBL Bank offers signature banking that comes host of benefits & solutions at your doorstep. Visit RBL Bank to know about this premium banking service, i.e. signature banking. Apply today! www.rblbank.com
DBS Treasures	DBS Treasures Private Client | DBS Treasures India For wealth that leaves an imprint www.dbs.com	Premier Banking Services | Investment | Loans | NRI Banking | Insurance | Wealth Management | DBS Treasures India www.dbs.com
Yes Private	https://www.yesbank.in/personal-banking/yes-private-home

 

[Anindya98]

I have never been or experienced premium banking.

Can someone give an idea like what are actually the benefits of premium banking?

I 100% agree with @quino & @6ix9ine . It's almost the same banking experience, but with some extra benefits.

What is actually different here?
Genuinely need an answer.

When you keep funds in a bank, premium accounts often provide extra benefits not available in regular accounts. But whether a premium account is truly useful depends on how you use it. In fact, 60–70% of premium account holders either don’t use the benefits or aren’t even aware of them. That said, service speed is usually a bit faster compared to normal accounts.

 

[pikashinchu]

Gimmick brother, this is only on paper.

A imperia customer in HDFC vs a normal customer in HDFC, both are same when you directly visit BM in his office.

Both are same when you complain to RBIO

So, unless you have exceptional amount of money laying around which you think is not worth investing and you want to put it down in your saving account then only go for these FOMOs, else just invest that amount.

You will earn much more.

Thanks!
Was confused on this.

I already do this, my balance right now:
SBI - 0.99
HDFC - 0.44

Hdfc RM keeps saying sir thoda to balance rakhe karo 😌😂

Thanks, sticking with my PNB only 🙂
+ Fully Invested

 

[6ix9ine]

Thanks!
Was confused on this.

I already do this, my balance right now:
SBI - 0.99
HDFC - 0.44

Hdfc RM keeps saying sir thoda to balance rakhe karo 😌😂

Thanks, sticking with my PNB only 🙂

SBI is 0 balance account, so they don't care it neither should you 😂 but, HDFC might charge you due to mab, keep an eye on it.

 

[pikashinchu]

I 100% agree with @quino & @6ix9ine . It's almost the same banking experience, but with some extra benefits.

When you keep funds in a bank, premium accounts often provide extra benefits not available in regular accounts. But whether a premium account is truly useful depends on how you use it. In fact, 60–70% of premium account holders either don’t use the benefits or aren’t even aware of them. That said, service speed is usually a bit faster compared to normal accounts.

Got it, so service speed does matter, but only when you keep a lot of money.

Afaik, not for me
Salary credited - All goes for investments.

 

[pikashinchu]

SBI is 0 balance account, so they don't care it neither should you 😂 but, HDFC might charge you due to mab, keep an eye on it.

HDFC one is corporate tie up one, 0 MAB
I am thinking to close hdfc, always calling for loans.

 

[quino]

I am thinking to close hdfc, always calling for loans.

don't worry they'll still call u after closing as well.

 

[hender]

I have never been or experienced premium banking.

Can someone give an idea like what are actually the benefits of premium banking?

What is actually different here?
Genuinely need an answer.

their is a different answer, Master already shared the many things, but...
One is aspiration to get the premium banking...
Second is your banking is like that...
By default you comes under premium banking...

 

[abhiaj_geek]

I have never been or experienced premium banking.

Can someone give an idea like what are actually the benefits of premium banking?

What is actually different here?
Genuinely need an answer.

Most importantly you get direct customer care access.
Rest perks are minor. Sometines you have zero balance acc or free locker or good debit card with movie benefits. Trinklets like that.

Hdfc imperia - Only customer care access. Free locker but lockers are rarely available

Icici wealth - zero MAB acc because of cc. No extra benefits

Axis Burgundy - high maintenance. decent dc with bms benefits.

hsbc premier - premier cc becomes cltf. premier banking in other countries.