[Pre-approved] Suggest me the better Yes Bank credit card of the two

[xfactcc]

Namaskar 🙏

I have received a call from the agent stating based on my transactions I am eligible for two 'pre-approved' credit card.

1. Yes Rewards Plus Credit Card (LTF after spending ₹5000 in the first month as per her, virtual only)

2. BYOC Card (LTF, subscriptions are not mandatory as per her, which I find very hard to believe, without the subscriptions this card's purpuse is defeated)

Both are available on Rupay platform as per her.

I didn't believe her at first but she did send email to my registered email ID with Yes Bank from their Yes Bank email ID.

So, do you magic and tell me which one should I pick.


PS. I don't see any offer for me on the mobile app oddly, however she did send me email from Yes Bank email ID confirming I have pre-approved offer.

Is there any way to check myself what are the offers available for me?


Many thanks!

 

[sxchzy]

Card no 1

 

[Chaitanya-a]

Beware! Yes bank agents are well known for trapping customers by falsely selling paid card as LTF. I don't think she is genuine. Coz BYOC card is never LTF.

 

[deep@vie]

Namaskar 🙏

I have received a call from the agent stating based on my transactions I am eligible for two 'pre-approved' credit card.

1. Yes Rewards Plus Credit Card (LTF after spending ₹5000 in the first month as per her)

2. BYOC Card (LTF, subscriptions are not mandatory as per her)

Both are available on Rupay platform as per her.

I didn't believe her at first but she did send email to my registered email ID with Yes Bank from their Yes Bank email ID.

So, do you magic and tell me which one should I pick.


PS. I don't see any offer for me on the mobile app oddly, however she did send me email from Yes Bank email ID confirming I have pre-approved offer.

Is there any way to check myself what are the offers available for me?


Many thanks!

Rewards plus is okay as chances of getting BYOC LTF are bleak.

 

[Deathsnatcher]

Beware! Yes bank agents are well known for trapping customers by falsely selling paid card as LTF. I don't think she is genuine. Coz BYOC card is never LTF.

I Goy Byoc as LTF
why you think this card is never free?

 

[deep@vie]

I Goy Byoc as LTF
why you think this card is never free?

That's a first I think

 

[SSV]

Namaskar 🙏

I have received a call from the agent stating based on my transactions I am eligible for two 'pre-approved' credit card.

1. Yes Rewards Plus Credit Card (LTF after spending ₹5000 in the first month as per her, virtual only)

2. BYOC Card (LTF, subscriptions are not mandatory as per her, which I find very hard to believe, without the subscriptions this card's purpuse is defeated)

Both are available on Rupay platform as per her.

I didn't believe her at first but she did send email to my registered email ID with Yes Bank from their Yes Bank email ID.

So, do you magic and tell me which one should I pick.


PS. I don't see any offer for me on the mobile app oddly, however she did send me email from Yes Bank email ID confirming I have pre-approved offer.

Is there any way to check myself what are the offers available for me?


Many thanks!

I would not believe in these kind of calls...Its just me...

 

[iamabhisekagar]

Yes Bank agents usually try to sell BYOC stating it to be LTF...but it is not LTF in most cases

 

[deep@vie]

Yes Bank agents usually try to sell BYOC stating it to be LTF...but it is not LTF in most cases

Agreed

 

[Deathsnatcher]

Yes Bank agents usually try to sell BYOC stating it to be LTF...but it is not LTF in most cases

when i applied no fee was being showed
now how can i confirm the status wether its LTF or not
because the envelope mentioned nothing regarding fee etc

 

[deep@vie]

when i applied no fee was being showed
now how can i confirm the status wether its LTF or not
because the envelope mentioned nothing regarding fee etc

Ask the custoemr care via call or e-mail

 

[iamabhisekagar]

when i applied no fee was being showed
now how can i confirm the status wether its LTF or not
because the envelope mentioned nothing regarding fee etc

How long have you been using this card?

 

[Deathsnatcher]

How long have you been using this card?

I applied 2 weeks back
i wanted to get Yes bank private but it didnt showed up instead was getting options of few cards including BYOC and Yes bank first exclusive[ fee was being shown so i ignored it] and opted BYOC [no fee mentioned] thinking i will ask for upgrade later.
i havent made any txn yet and today stumbled upon this thread.

 

[iamabhisekagar]

I applied 2 weeks back
i wanted to get Yes bank private but it didnt showed up instead was getting options of few cards including BYOC and Yes bank first exclusive[ fee was being shown so i ignored it] and opted BYOC [no fee mentioned] thinking i will ask for upgrade later.
i havent made any txn yet and today stumbled upon this thread.

It is a paid card...you would have got options to select reward points or cashback while applying for BYOC...those are subscription options with a monthly charges of 49 plus gst.

Further you will be charged 99 or 149 or 199 plus gst per month based upon the option u chose. (Silver, gold, platinum)

There is a joining fees of 249 plus gst for eco friendly card

 

[Deathsnatcher]

Well i have mailed the customer team so will get to know.
i will update here

 

[iamabhisekagar]

It is a paid card...you would have got options to select reward points or cashback while applying for BYOC...those are subscription options with a monthly charges of 49 plus gst.

Further you will be charged 99 or 149 or 199 plus gst per month based upon the option u chose. (Silver, gold, platinum)

There is a joining fees of 249 plus gst for eco friendly card

 

[Deathsnatcher]

i dont chose any subscription when i was applying
i was only asked to pay if i opt for metal card and nothing if i go for that black plastic card

 

[iamabhisekagar]

i dont chose any subscription when i was applying
i was only asked to pay if i opt for metal card and nothing if i go for that black plastic card

Can't say what you will be charged for and what not

 

[iamabhisekagar]

 

[deep@vie]

i dont chose any subscription when i was applying
i was only asked to pay if i opt for metal card and nothing if i go for that black plastic card

I guess you'll charged 249 as joining fee & 49 as monthly rental.