From this month's statements onward, I can see points are credited for usage.
It is 1 RP per 100rs spent on the platinum rupay card. 2rp per 150 for Select
1RP = 0.5rs
This results in a 0.5% reward rate for platinum cards and a 0.75% reward rate for select cards.
Tip: PNB Genie app is down but you can manage card through PNB One app(If you have a bank account with PNB)
You also have an option to redeem points as statement credit. The request is still in pending state for me.
It is 1 RP per 100rs spent on the platinum rupay card. 2rp per 150 for Select
1RP = 0.5rs
This results in a 0.5% reward rate for platinum cards and a 0.75% reward rate for select cards.
Tip: PNB Genie app is down but you can manage card through PNB One app(If you have a bank account with PNB)
You also have an option to redeem points as statement credit. The request is still in pending state for me.

