PNB Credit cards experience | Application process and time

[abythomas557]

Hi,
Can any one share the experience with Punjab national bank credit cards?

 

[mgforce]

Info about PNB Credit Card Reward Points

1. For Rupay Platinum credit card, you will earn 1 reward point for every spent of Rs. 100/-.
2. For Rupay Select credit card, you will earn 2 reward points for every spent of Rs. 150/-.
3. As a promotional strategy, 300 Reward Points are awarded on first swipe for retail transactions or for online transactions within 90 days of receiving the Credit Card.
4. Reward Points will expire if not redeemed within 3 years from the date of accrual.
5. 1 (One) point =Rs.0.50 (paise 50)
6. Reward Points can be redeemed provided a minimum of 1000 Reward Points are accumulated.

Queries can be written to support@pnbrewardz.com

 

[manikP]

Finally my card got approved after almost 3 months, but I applied for select card and in pnb app I see rupay platinum virtual card, lets see how much time they again take to change the card now.

 

[db24]

Finally my card got approved after almost 3 months, but I applied for select card and in pnb app I see rupay platinum virtual card, lets see how much time they again take to change the card now.

Congrats !!!

Same happened with me, you can activate this platinum card and start using it, submit upgrade request to Rupay Select from app or Nebanking website.
They will ask photograph which you need to email them at same email ID after upgrade request generated.

 

[Rishabh]

Finally my card got approved after almost 3 months, but I applied for select card and in pnb app I see rupay platinum virtual card, lets see how much time they again take to change the card now.

Have you got any SMS/Email regarding card approved status or it was updated only on app under track status?

 

[Paras Jain]

Finally my card got approved after almost 3 months, but I applied for select card and in pnb app I see rupay platinum virtual card, lets see how much time they again take to change the card now.

Did u have a bank account with PNB? Just asking because vKyc is Not Applicable in the screenshot u shared

 

[SachuHopes]

I am still not able to apply PNB document upload issue.. The glitch is with photo option. Whenever trying to upload the my photo after clicking upload it takes to the photo page. If I try to upload only the photo then also its logs out and take me the 1st page. I have attached the video.
Anyone can help me?
View attachment PNB Photo Glitch.mp4

Hello Brother, Did they mark any new inquiries? I had the same issue, they marked 750000 (I put the amount as annual income) as a credit amount. After that, I didn't apply for a PNB card as I didn't want to make another inquiry for new application

 

[SachuHopes]

BTW, i do have 5 years old saving account with them

 

[manikP]

Have you got any SMS/Email regarding card approved status or it was updated only on app under track status?

I received sms then checked in app.

 

[manikP]

Did u have a bank account with PNB? Just asking because vKyc is Not Applicable in the screenshot u shared

No account, even though it is mentioned as not applicable, they still do kyc

 

[Paras Jain]

No account, even though it is mentioned as not applicable, they still do kyc

I get 'Entered UARN not present' whenever I try to do vkyc. Did u face that?

 

[shreesurya]

Finally my card got approved after almost 3 months, but I applied for select card and in pnb app I see rupay platinum virtual card, lets see how much time they again take to change the card now.

what was the process? income docs required? can we apply c2c basis?

 

[shreesurya]

1st-Oct - applied and did the video KYC same day
17Oct - got first reply thru SMS get application in-principle approved please complete Vkyc..
sent 3-4 mail regarding that Vkyc aready done
31Oct- got second SMS that Video KYC has been approved
3Nov- got 3 SMS that my application lying discrepant. start sending last 2year ITR in gap of 2 days
11Nov - got delightful message that your PNB Card application has been approved

shared 2 years itr after 3rd November?

 

[manikP]

I get 'Entered UARN not present' whenever I try to do vkyc. Did u face that?

No, I did my KYC in August.

 

[manikP]

what was the process? income docs required? can we apply c2c basis?

Online, didn't face any errors in August. But they still asked ITR in email.

Provisional Limit was around 1.4 lakh and actual limit 80k.

 

[satviksehgal]

I have PNB RuPay select card (LTF).
I've used and availed many benefits like free spa, health checkup and others. 🙂

Once the video KYC is done, how much time did it take to send the card?

 

[sv004]

Online, didn't face any errors in August. But they still asked ITR in email.

Provisional Limit was around 1.4 lakh and actual limit 80k.

Are u able to link card to upi and make payment successfully?

 

[manikP]

Are u able to link card to upi and make payment successfully?

I'll link once my card is upgraded to Rupay Select

 

[Rahul92]

An

I'll link once my card is upgraded to Rupay Select

Any major difference between platinum and select ? Other than lounge access and wellness benefits ?

Submitted my application and vkyc yesterday. I hope they approve it soon.

 

[manikP]

An
Any major difference between platinum and select ? Other than lounge access and wellness benefits ?

Submitted my application and vkyc yesterday. I hope they approve it soon.

Better reward rate, 2points for 150 spends instead of 1 point for every 100.
Still very negligible difference, main difference is wellness benefits only.

 

[nik007rock]

I get 'Entered UARN not present' whenever I try to do vkyc. Did u face that?

i faced this same situation, now i am stuck cant apply again,it says application exists