abythomas557
TF Buzz
Hi,
Can any one share the experience with Punjab national bank credit cards?
Can any one share the experience with Punjab national bank credit cards?
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PNB Credit cards experience | Application process and time
- Thread starter abythomas557
- Start date
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- Tags
- pnb credit card
Same here. Today call is not connecting.
arthurmorgan
TF Buzz
Update :
Nov 29/2022 - Applied online
After repeated emails , got auditor approval on 23rd Jan.
24th Jan - got discrepancy message
24th Jan - have sent ITR via email
1st Feb 2023 - Got approval message & virtual card has been generated.
This is my first credit card ! Do i activate the virtual card immediately or ?
Nov 29/2022 - Applied online
After repeated emails , got auditor approval on 23rd Jan.
24th Jan - got discrepancy message
24th Jan - have sent ITR via email
1st Feb 2023 - Got approval message & virtual card has been generated.
This is my first credit card ! Do i activate the virtual card immediately or ?
finally my virtual card has been approved and physical card is on its way.
I had applied for Rupay Select but they approved Rupay Platinum for me. Anyhow, I'm not looking for Rupay Select benefits anyways, so, good that I'll save on 500+gst joining charges. I already have a BOB Premier Rupay Select, so no big loss.
card limit I got is 1 lakh compared to 4 lakhs that was shown as provisional.
I had applied for Rupay Select but they approved Rupay Platinum for me. Anyhow, I'm not looking for Rupay Select benefits anyways, so, good that I'll save on 500+gst joining charges. I already have a BOB Premier Rupay Select, so no big loss.
card limit I got is 1 lakh compared to 4 lakhs that was shown as provisional.
Congratulations. How long did it take to get the card? I my case they keep asking 6 months bank statement every other day even after me sending them the statement.
Had applied on 4th Jan and completed VKYC on 5th Jan. Then it took 20 more days to get auditor approval ( had to send 2 emails to approve my VKYC) and post auditor approval, within next 2 days got application lying discrepant message. Sent the required documents twice and they acknowledged it on Tuesday and Today evening received an sms stating the card is approved and will be sent in next 5 days.
it took about 30 days for me to get the virtual card. I live in Bangalore. Will only be using it for occasional pnb offers and UPI.
Note: they asked me for ITR & Aadhar for Discrepancy proofs. I downloaded the acknowledgement from incometax website, took a screenshot using snipping tool, then exported the jpg file as pdf and sent it to them. Did not sign the documents as it was instructed over email.
Don't know why they keep asking same Bank statement again and again. Today also sent them fresh statement, let's see what they say next.
arthurmorgan
TF Buzz
Bruh, 7th Jan, check couple of post above. My application took 2 months. I'm awaiting delivery
Mail them here creditcardpnb2@pnb.co.in
How long it take to generate virtual card after getting approval message?
That much time just to generate virtual card.
Do we get any message that virtual card has been generated?
Are they taking joining fees for pnb Rupay select ?, I got fine with 0 joining fees
It was already done. When I got the message, I immediately went to PNB Genie and checked, virtual card was there. Enabled the card and registered it on BHIM, did my first transaction worth 3K on Redgirraffe and it failed. Now I'm fighting with PNB as to why my failed transaction hasn't been reversed to credit card.
It's been six hours since I received approval message but my card has not been generated.
