abythomas557
TF Buzz
Hi,
Can any one share the experience with Punjab national bank credit cards?
Can any one share the experience with Punjab national bank credit cards?
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PNB Credit cards experience | Application process and time
- Thread starter abythomas557
- Start date
- Replies 1K
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- pnb credit card
This card is definitely not worth for so much hassle. I am using it from past 1 year, will consider closing before renewal next year
mrbean
TF Premier
How long it takes to approve currently my application status showing as a line moving half way to credit card sanction
GURPS
TF Premier
Have u completed vkyc?
mrbean
TF Premier
Yes,I have already have PNB account but they asked to complete video kyc again.
On yesterday I have completed vkyc and after 1hour I got a confirmation that VKYC is approved.
But after that the status is showing as vkyc completed and a line moves to credit sanction.
GURPS
TF Premier
After vkyc within 1 week you will get dispatch confirmation. These sarkari banks (except Sbi goat) are very poor infra wise (both software and hardware) .
One hr ago, i applied for axis rewards card and it got approved the same second (not even a min) . Within 2 mins I placed the order on swiggy using axis rewards.
The level difference is crazy.
mrbean
TF Premier
Thanks,
My brother have applied for PNB kyc in June first week and completed kyc unfortunately his vkyc is still pending with auditor.
I think PNB is crazy in processing credit card application.
Lucky My KYC is approved after 1 hour of video kyc
GURPS
TF Premier
Your brother might have got some discrepancy in the application form. They dont even tell if the application gets discrepant. They will update you only after u send the mail.
I have to appreciate pnb in one regard that their mailing system is very good. They give responses to the mail and fair and accurate too.
mrbean
TF Premier
He has send 3 email to their customer care email but unfortunately they are not responding.There call center have no idea regarding the application.
They only share the status showing on the app.
Finally he has raised grievance in CPGRAMS.
PNB Cards customer care is quite impressive.
Is any seperate email id for discrepancy related issue l.
There are many frineds who applied with ITR i did not here from them about physical varification.PNB need only strong income documents like ITR or Form 16 only
mrbean
TF Premier
Today I got discrepant application SMS.
They are asking last year ITR.I have attached last 2year ITR but card application status is showing ekyc pending.
mrbean
TF Premier
My nearest branch manager told that there will be no physical verification of address
