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Plan for 2025 BBD / GIF Sale

Newly issued phonepe black card covered?
I have cb and phonepe only with sbi
During the first launch of sbi cb in 2022, it did give insta disc + it's regular 5%cb. After 6-9 months they have forfeited one of those. Don't remember exacly whther they have forfeited the insta discount or the regular 5% CB.

So we can't be sure , even if sbi phonepe giving insta discount won't be forfeited later.
 
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SBI with amzn in the first iteration and then may be HDFC next
I think the banks on the banner for both the sales are premium sponsors. But usually, we do end up seeing lot of other bank offers for direct/emi tnx like fedCC, IndusInd etc.
May be we will see HDFC emi offers on these days.
 
I think the banks on the banner for both the sales are premium sponsors. But usually, we do end up seeing lot of other bank offers for direct/emi tnx like fedCC, IndusInd etc.
May be we will see HDFC emi offers on these days.
HDFC will definitely roll out some EMI offers — they’ve been aggressively promoting EMI for the past 3–4 years.


From what I’ve observed, these offers are more beneficial to the bank than to the customers.


Many customers like me, who never purchase on EMI, actually hate these types of offers. We prefer instant discount deals during sales, which HDFC usually fails to provide.
 
Anyone using a Karaoke set up with in-built speakers and paired with a couple of wireless mics?
Looking for a decent one with good sound quality and easy to use.
Budget : 20K but can spend more if there’s a great find!
 
Anyone using a Karaoke set up with in-built speakers and paired with a couple of wireless mics?
Looking for a decent one with good sound quality and easy to use.
Budget : 20K but can spend more if there’s a great find!
435256796b4e669618200dfa873fb72099b3777dv2_hq.jpg
 
I did a quick price comparison, and here’s what I found 👇

🔹 Samsung Galaxy S24 Ultra(256 gb varient)

Flipkart

Base Price: ₹80,390

Axis Bank Discount: ₹4,000
✅ Final Price: ₹76,390


Amazon

Base Price: ₹97,999

Icici APay Cashback: ₹4,899
✅ Final Price: ₹93,100


🏆 Winner (Flipkart vs Amazon): Flipkart

Samsung Corporate Store

Base Price: ₹77,419

Axis Samsung Infinite Card Cashback: ₹5,000
✅ Final Price: ~₹72,419

🏆 Overall Winner: Samsung Corporate Portal 🎉

💡 Bonus: Buying from the Samsung Corporate Portal gives you a 3-year standard warranty at no extra cost.

👉 I’ll also share a comparison for the S25 Ultra in my next post.
Does S24 ultra showing available on Samsung corporate website?
 
One great thing about SBI is that they offer generous discounts — for example, a 10% discount (up to ₹1000) even on debit card transactions during sales.

SBI debit cards are incredibly common — in fact, most Indian households have at least 2–3. In our family alone, we have 9 SBI debit cards, including both physical and virtual ones.

During sale periods, we usually plan our purchases smartly. For smaller or mid-range purchases (around ₹10,000), we group them and use different SBI debit cards to maximize the discount. For bigger purchases, we use one or two of our available credit cards.View attachment 108437
I have Sbi elite.
Wife has Sbi Simply save.

I got an add on card for her for Elite as well. Can I use both My elite and her add on card in the sale?
 
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