@HumorSimpson 'phonepeutility' gives 10% cashback for sure. I always do OTP payment only. Haven't tried upi as it charges more.
Not sure for 'phonepe' as i only got 1% cashback for that. But i did that transaction on 26 July so maybe system was not updated back then.
Have mailed them asking to credit remaining points too. But even nodal officer is some noob who can't read English and saying 1% is correct 😂
Will escalate if noob don't reply.