SBI Card PhonePe SBI Card – CVP new SBI CC launching

[drvirag]

are they cc or vaccines to have 6 months duration ?

its not about 6 month main problem is overlevarage. i said my income increased 10 times from my 1st sbi card. dont have any loan except car loan. cc spends are less than 20%. and still i will not get even if i apply after 6 month. i even said close my both cards and issue cashback card. she said its not possible. now i am thinking to close some cards and will start with sbi.

 

[Strange]

spoke to pno today. can not flip any of older cards to recently launched cards like cashback phonepe etc. it has to be applied separately. and 6 month gap is necessary from previous application

Cashback is still a newly launched card even after 3 years? 🤣🤣

Btw How much spends have you done through your BPCL card? Credit limit is 40k+?

 

[drvirag]

Cashback is still a newly launched card even after 3 years? 🤣🤣

Btw How much spends have you done through your BPCL card? Credit limit is 40k+?

yes
dont know but good amount of spend. i use bpcl for all amazon flipkart sale. will close this after bill generation on 7.
yes

 

[The_One]

its not about 6 month main problem is overlevarage. i said my income increased 10 times from my 1st sbi card. dont have any loan except car loan. cc spends are less than 20%. and still i will not get even if i apply after 6 month. i even said close my both cards and issue cashback card. she said its not possible. now i am thinking to close some cards and will start with sbi.

I also thought my card will not be approved because of over leverage but i received call today that it was approved & then esign the document, lets wait for 2-3 days for final status.

 

[lelouch]

Have you tried any utility payment through upi?

No not yet, will try with UPI next time...

 

[Abhishek012]

Get 5% Cashback on Gv purchase on Cred app using UPI too

Merchant name: CRED_GIFT_CARD

 

[Strange]

Get 5% Cashback on Gv purchase on Cred app using UPI too

Merchant name: CRED_GIFT_CARD

View attachment 105649

Chorpe jald hi devaluation karega is card ka.

Cashback ki tarah core card nahi hai ye. 🤣🤣

 

[Chiraggyl]

Get 5% Cashback on Gv purchase on Cred app using UPI too

Merchant name: CRED_GIFT_CARD

View attachment 105649

Does this comes under 10% 2k limit or 5% has its own limit?

 

[Wealth is my birth right!]

Does this comes under 10% 2k limit or 5% has its own limit?

5% til 2k

 

[sousnake]

How are people getting sbi cards, overleverage ka issue nhi hai kya?

 

[xxScriptzxx]

How are people getting sbi cards, overleverage ka issue nhi hai kya?

Mera toh reject due to overleverage

 

[HumorSimpson]

Mera toh reject due to overleverage

if you don't mind whats your cumulative CL ?

 

[xxScriptzxx]

if you don't mind whats your cumulative CL ?

Simply click 5 lac
Cashback 4.8 lac

 

[HumorSimpson]

Simply click 5 lac
Cashback 4.8 lac

Cumulative approx of all your ccs

 

[xxScriptzxx]

Cumulative approx of all your ccs

2 cr 50 lakhs

 

[HumorSimpson]

2 cr 50 lakhs

Mines is a fraction of that.

 

[xxScriptzxx]

Mines is a fraction of that.

Shared limit still shows an independent in cibil, is there any way to complain and get this sorted. Else i guess i wont get any good cards in future

 

[HumorSimpson]

Shared limit still shows an independent in cibil, is there any way to complain and get this sorted. Else i guess i wont get any good cards in future

No idea better open a thread and ask

 

[BhaiyaJi]

Shared limit still shows an independent in cibil, is there any way to complain and get this sorted.

It is how it is. I have 4 IDFC credit card on shared limit of 9L but they are shown as separate card and hence 36L of limit in credit reports.

 

[Abhishek012]

Does this comes under 10% 2k limit or 5% has its own limit?

10% - max 2000 - only for phonepe app transaction - rc, utility, insurance, hotel, flight, pinecode for grocery etc.

5% - max 2000 for other brand spend.

both have separate limit