Cashback card se shopping thodi karte hain.Swiggy HDFC and Amazon Pay ICICI
Both LTF
Pretty much covered all my shopping needs.
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Cashback card se shopping thodi karte hain.Swiggy HDFC and Amazon Pay ICICI
Both LTF
Pretty much covered all my shopping needs.
Kis tarah ki loots ?Lagta hai loot nahi karte ho
Can you enlighten me ? 😅Cashback card se shopping thodi karte hain.
Can you enlighten me ? 😅
Is there any other type of loot apart from money load and bank transfer after kyc or random gift card sites for cashback ?
This 1 rs verification has to be done from any bank account or sbi?Instead of vkyc do 1 rs verification
No home or office visit mandate
Any bank will doThis 1 rs verification has to be done from any bank account or sbi?
From any bankThis 1 rs verification has to be done from any bank account or sbi?
Bhai thoda hume bhi DM karke bata doCan you enlighten me ? 😅
Is there any other type of loot apart from money load and bank transfer after kyc or random gift card sites for cashback ?
Sorry can't helpBhai thoda hume bhi DM karke bata do
Any bank but it should be in ur name the accountThis 1 rs verification has to be done from any bank account or sbi?
do we get instant discount offers on amazon and flipkart during sales on this new phone sbi credit card ?SBI Card and PhonePe launched two new co-branded credit cards today, on July 22, 2025 — the PhonePe SBI Card SELECT BLACK and the PhonePe SBI Card SELECT PURPLE. These two cards are specifically designed for users who are highly active within the PhonePe ecosystem and for those who frequently shop online. They offer a lucrative reward structure for bill payments and online purchases, making them attractive options in the credit card space. Let's dive into the complete details of both credit cards and then evaluate whether these cards have the potential to make a significant impact.
Original Thread Started By @Arkapal Sen, Edited by TechnoFino for sharing opinion & initial review.
PhonePe SBI Card SELECT BLACK
View attachment 103765
💳 PhonePe SBI Card SELECT BLACK [CreditPedia Link (complete details): https://creditpedia.in/wiki/SBI_PhonePe_Select_Black_Credit_Card]
(Available on RuPay & Visa)
🎁 Welcome Benefit
Get a ₹1,500 PhonePe Gift Card within 45 days of joining fee payment.
Gift card will be sent via your registered email or mobile number.
💰 Reward Points
🔹10 RP/₹100 on PhonePe & Pincode spends (Max 2000/Month)
🔹 5 RP/₹100 on other eligible online spends (Max 2000/Month)
🔹 1 RP/₹100 on all other spends (Max 2000/Month)
🔹 1 Reward Point = ₹1 & can be redeemed as Statement Credit
🏆 Milestone Benefit
🎫 Get a Yatra Voucher worth ₹5,000 on ₹5L annual spends
✈ Travel Privileges
🌐 International Lounge Access
– Complimentary Priority Pass Membership (worth $99) for first 2 years
🏢 Domestic Lounge Access
– 4 free visits/year (1 per quarter)
⛽ Fuel Surcharge Waiver
– 1% waiver on transactions between ₹500–₹4,000
– Max ₹250/month per card account
– GST & other charges excluded
📅 Fees & Waivers
💵 Joining Fee: ₹1,499 + GST (Welcome gift worth ₹1,499)
🔁 Renewal Fee: ₹1,499 + GST
✅ Annual Fee Reversal on ₹3L annual spend (from 2nd year onwards)
💳 PhonePe SBI Card PURPLE [CreditPedia Link (complete details): https://creditpedia.in/wiki/SBI_PhonePe_Purple_Credit_Card]
(Available on RuPay & Visa)
🎁 Welcome Benefit
Get a ₹500 PhonePe Gift Card within 45 days of joining fee payment.
Gift card will be sent via your registered email or mobile number.
💰 Reward Points
🔹 3 RP/₹100 on PhonePe & Pincode spends
🔹 2 RP/₹100 on other eligible online spends
🔹 1 RP/₹100 on all other spends
🔹 1 Reward Point = ₹1 & can be redeemed as Statement Credit
🏆 Milestone Benefit
🎫 Get a Yatra Voucher worth ₹3,000 on ₹3L annual spends
⛽ Fuel Surcharge Waiver
– 1% waiver on transactions between ₹500–₹3,000
– Max ₹100/month per card account
– GST & other charges excluded
📅 Fees & Waivers
💵 Joining Fee: ₹499 + GST (Welcome gift worth ₹500)
🔁 Renewal Fee: ₹499 + GST
✅ Annual Fee Reversal on ₹1L annual spend (from 2nd year onwards)
View attachment 103764
TNC LIST : https://www.sbicard.com/sbi-card-en/assets/docs/pdf/ekit-tncs/PhonePe-select-ekit.pdf
TechnoFino Opinion / Initial Review:
Both the SBI PhonePe Select credit cards are well-suited for users who frequently pay bills, insurance premiums, and make recharges on PhonePe. With the SBI PhonePe Select Black card, you can earn 10% value back on bill payments — up to ₹2,000 per month — which is an excellent proposition. Unless you're using a high-reward airmiles credit card and purchasing Amazon Pay vouchers from an accelerated rewards portal to pay your bills, this "black beauty" offers a straightforward way to earn substantial rewards directly on utility payments.
Both variants of the card are appealing, but the SBI PhonePe Select Black stands out. For just ₹1,000 more in annual fees, you get an additional ₹1,000 monthly cap on rewards for bill payments and online spends — a significant advantage. Without a doubt, it offers better value for money and is a highly recommended credit card.
If you're someone currently using the SBI Cashback Credit Card and have substantial monthly utility spends, you've likely missed out on rewards — as the Cashback card doesn't offer cashback on utility bill payments. The PhonePe Select Black fills that gap with 10% value back on those transactions. It also offers 5% back on general online spends, making it a strong all-rounder.
However, do note that the monthly cashback cap is ₹2,000 — ₹3,000 less than the SBI Cashback card’s ₹5,000 cap. So, depending on your spending habits and priorities, choose the card that best aligns with your needs.
Most likely no, as this is a cashback card.do we get instant discount offers on amazon and flipkart during sales on this new phone sbi credit card ?
Yes, 💯If we take the Visa variant, then also we can get 10% cb on phonepe?
U can pay using cc option, but additional fee will be levied, for sure., Can we pay insurance bills/electricity bills via phone pe using cc option without additional fee ?
Hope for Rupay varaint we can pay directly via upi and no additional charges for utilities ?Most likely no, as this is a cashback card.
Yes, 💯
U can pay using cc option, but additional fee will be levied, for sure.
Rahu kaaladalli apply maadidre heege agodu 😜Got rejected 🙁 left right center
Any option to select the Rupay variant or Visa variant during the application process ?My card got approved this morning 🎉
PS- i don't have any existing SBI CC
y e s.Any option to select the Rupay variant or Visa variant during the application process ?
Simply put "Mr" as the first name and your name as the last name. It should go through without any issue.No, I didn't use space just enter first name except last alphabet, and you can't proceed even if you enter space.
Then I redirected to second step where pan number and dob to be enter. But after entering all details it shows same error as I shared above with ss.