Personal Loan Approval

[parthcc]

Which bank provides Personal Loan easily?
Tried in HDFC and Kotak but declined in both

Don't wont to try and getting rejected from others so please tell me where should I apply to get approval easily

Cibil is 757 on One score App
Salary - 32300
Salary account - Axis only 1 month old
No other loan or any obligation
Only 1 CC of 20k limit, on time payment

 

[akshayhs]

Try it with the bank your salary account is attached to

 

[parthcc]

Try it with the bank your salary account is attached to

Already tried document based , but no reply yet

 

[Anshit]

First option should always be the Bank where you have salary account, Check the Axis Open App if you see any pre-approved loan offer, if there is then that would be fastest, you also call the customer care to check if they can provide any options but again as your Salary account is only a month old that may pose a challenge, You can try with NBFCs but interest rates will be higher...If you use CRED, check if you have any pre- approved 'CRED cash' available

 

[parthcc]

First option should always be the Bank where you have salary account, Check the Axis Open App if you see any pre-approved loan offer, if there is then that would be fastest, you also call the customer care to check if they can provide any options but again as your Salary account is only a month old that may pose a challenge, You can try with NBFCs but interest rates will be higher...If you use CRED, check if you have any pre- approved 'CRED cash' available

Yes, tried axis Bank 1st but waiting for reply from local team, Cred not available for me yet