Payzapp Convenience fee revision w.e.f. 1st August 2025

[SSV]

For those interested in ...

 

[sidpsidp is verified member.]

Payzapp has removed the wallet to account transfer charges, but from Aug 1st payzapp will increase wallet load charges through cc from current 1.5% to 2.5%. Also direct payment through non hdfc cc will incur charges 1-2.5% depending on category.

 

[hellowo₹ld]

wallet is old news, they even said that at the beginning of that mail, no changes. Its 2.5% since about a quarter or so. Its about utility convenience fee with non-hdfc cc.

 

[Avinav]

Payzapp has now started levying charges for Non-HDFC credit card users .

 

[HumorSimpson]

 

[Joltpost]

So... don't use a non-HDFC credit card for wallet loading?

Why would you ever use a credit card for wallet loading when you can just use either NetBanking or UPI?

 

[BhaiyaJi]

Devaluation jab tak hai value

 

[SSV]

Payzapp has now started levying charges for Non-HDFC credit card users .View attachment 102332

The existing thread .

Thread 'Payzapp Convenience fee revision w.e.f. 1st August 2025' https://www.technofino.in/community...nce-fee-revision-w-e-f-1st-august-2025.42145/

 

[sidpsidp is verified member.]

So... don't use a non-HDFC credit card for wallet loading?

Why would you ever use a credit card for wallet loading when you can just use either NetBanking or UPI?

Any payment through non hdfc cc will attract charges not just wallet loading.

 

[Joltpost]

Any payment through non hdfc cc will attract charges not just wallet loading.

Ok...so don't use a non HDFC card?

It makes business sense considering that it's a portal for HDFC cards and not for the others.

 

[6ix9ine]

The existing thread .

Thread 'Payzapp Convenience fee revision w.e.f. 1st August 2025' https://www.technofino.in/community...nce-fee-revision-w-e-f-1st-august-2025.42145/

@BVC @vaibhav111 please merge to that one.

 

[BVCBVC is verified member.]

@BVC @vaibhav111 please merge to that one.

Updated and Merged.

 

[GTSaketh]

@SSV sir For Millennia CC, buying vouchers in Payzapp is same as buying smartbuy gyftr website, right? I would get 5%, right?

 

[hellowo₹ld]

@SSV sir For Millennia CC, buying vouchers in Payzapp is same as buying smartbuy gyftr website, right? I would get 5%, right?

ull get 1% from millennia + 5% from smartbuy.

u can purchase through payzapp -> smartbuy or direct smartbuy, no issues.

 

[HumorSimpson]

ull get 1% from millennia + 5% from smartbuy.

u can purchase through payzapp -> smartbuy or direct smartbuy, no issues.

there is gst right ? What will be effective CB ?

 

[cardy]

Ok...so don't use a non HDFC card?

It makes business sense considering that it's a portal for HDFC cards and not for the others.

True, makes sense

 

[hellowo₹ld]

there is gst right ? What will be effective CB ?

6% refer accelarated in below post, that is additional along card benefits.

Thread 'SBI Cashback vs HDFC Swiggy vs HDFC Millennia vs AU Lit vs AXIS Cashback'

Nov 28, 2024

Category​	SBI Cashback​	HDFC Swiggy​	HDFC Millennia​	AU LIT​	AXIS Cashback​
Fee / Fee Waiver	₹1,180 (Waived on ₹2L)	LTF or ₹590 (Waived on ₹2L)	LTF or ₹1,180 (Waived on ₹1L)	₹3,776	₹1,180
Annual Fee Benefits / Net	None / (-₹1,180)	None / (₹-590)	₹1,000 / (-₹180)	None /...

• hellowo₹ld
• Replies: 79
• Forum: Credit Card Comparison

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• 
• 

 

[HumorSimpson]

6% refer accelarated in below post, that is additional along card benefits.

Thread 'SBI Cashback vs HDFC Swiggy vs HDFC Millennia vs AU Lit vs AXIS Cashback'

Nov 28, 2024

Category​	SBI Cashback​	HDFC Swiggy​	HDFC Millennia​	AU LIT​	AXIS Cashback​
Fee / Fee Waiver	₹1,180 (Waived on ₹2L)	LTF or ₹590 (Waived on ₹2L)	LTF or ₹1,180 (Waived on ₹1L)	₹3,776	₹1,180
Annual Fee Benefits / Net	None / (-₹1,180)	None / (₹-590)	₹1,000 / (-₹180)	None /...

• hellowo₹ld
• Replies: 79
• Forum: Credit Card Comparison

• 
• 
• 

All it says is 5%. Accelerated 6% how?

Just now I checked on Payzapp for Millenia cc, it has 4.1% inconvenience fee. I get 5% as feature of Millenia. So, it's 5-4.1%., where is the extra 5 coming from?

 

[GTSaketh]

All it says is 5%. Accelerated 6% how?

Just now I checked on Payzapp for Millenia cc, it has 4.1% inconvenience fee. I get 5% as feature of Millenia. So, it's 5-4.1%., where is the extra 5 coming from?

Thats for Amazon and Flipkart. For that just directly pay on those sites.

I buy gv's for other companies with no convience fee like jiomart. So 5% smartbuy cashback and 1% for millennia cashback

 

[HumorSimpson]

Thats for Amazon and Flipkart. For that just directly pay on those sites.

I buy gv's for other companies with no convience fee like jiomart. So 5% smartbuy cashback and 1% for millennia cashback

Thanks for crystal clear precise and concise info.