Enthusiast
TF Premier
I have to pay 1.6 Lakh HDFC CC bill this month. With my HDFC platinum debit card, i will pay 75k to get 750 cashback. So, how to pay the remaining amount (85k) to get rewards?
-
Hey there! Welcome to TFC! View fewer ads on the website just by signing up on TF Community.
Paying CC bill of >75k for rewards/benefits
- Thread starter Enthusiast
- Start date
Chaitanya-a
TF Prestige
Yeah just like hdfc Billpay you'll receive upto ₹750 pm under hdfc account
Before using please complete kyc to get cashback from Mobikwik's side.
This is a good idea except for the potential (hypothetical) risk of some banks asking for statement and finding rotation and closing the card. One might want to avoid using banks that has issued us HNI cards (these banks close all cards associated to that customer). It might be a good idea to get a rupay credit card from PSU as we may not mind them closing it.
akshayhs
TF Ace
To be fair, if you have Millennia Debit card, then loading amount to any wallets will fetch 1% of the amount added as points on your card. Just putting this there for people who have it.
I just load my Amazon Pay balance and use it to pay my Millennia credit card bills.
Maximum is 400 (40k bill) which might not be enough for some (Magnus folks doing 1L)
akshayhs
TF Ace
I was just replying to the parent comment of my previous response.
Yes it makes sense
My current rupay upi is from hdfc
Slowly I need to get pnb even though it will take long processing time
Did you try Federal? They have a rupay card and it may be added to BHIM.
So far no PSU cards
This FY plan to take any rupay cc from PSU
Is federal full digital onboarding?
Federal is private but usually people don’t care much if they block us for life. They have fully digital onboarding and I hear they send the card within a week.
Just that they check last 3 months we must have no enquiries on CIBIL. I had quite a few and got rejected even though my CIBIL is 790 (came down from 805 due to enquiries). I had 6 enquiries in last 30 /60 days and 12 in 90 days.
Recently got idfc wealth and tata neu card in March month
So I have to apply federal after June I think
satish0987
TF Ace
Bro did you get February month Millinea debit card rewards
Already April half month completed
Still i didn't get any rewards
Any idea?
Chaitanya-a
TF Prestige
Nope. It takes 90 days to get cashback. Till then the value of Cashback is no more left. Platinum card is better.
Chaitanya-a
TF Prestige
It takes 3 months. So February Cashback will get credited in late April or May.
but payment cc bills via mobikwik both cards are eligible 1%.? confirmed?
techsearch
TF Select
why nobody has mentioned cheq ? we can still use it till the time they don't devalue completely...
Also you can pay using rupay upi on cheque
Also you can pay using rupay upi on cheque
Chaitanya-a
TF Prestige
Not via Mobikwik (for Millenia card). You've to load wallet (either Amazon pay or Paytm) to get 1% Cashback and then pay CC Bill via that wallet amount.
Chaitanya-a
TF Prestige
It is already devalued before official launch itself. Plus a very shady app.
Similar threads
- Question
- Question
