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Pathetic HDFC Bank Experience

vishp

TF Select
VIP Lounge
I have been a longtime HDFC customer from past 8 years. I have studied from a premium college and now earn approx 2 LPA net in-hand.
I just started my credit card journey this year and after going through many posts in this forum, asked my RM if I can get DCB Lifetime free. If not, then atleast Regalia Gold. He said I can't get them Lifetime free. I asked whether I can get atleast Millenia Lifetime free. He said I can't get any card as LTF! And then started talking about ULIP and I can get even Infinia with ULIP itseems. Bl**dy salesmen.
Complained on Twitter, Email, Escalated, but nothing. Got one mail from grievance that all cards are paid and thats it. No replies to further mails. Such horrible experience.
Was an advocate of HDFC Bank till now but not anymore. Thinking of switching salary account and all funds out.
 
I have been a longtime HDFC customer from past 8 years. I have studied from a premium college and now earn approx 2 LPA net in-hand.
I just started my credit card journey this year and after going through many posts in this forum, asked my RM if I can get DCB Lifetime free. If not, then atleast Regalia Gold. He said I can't get them Lifetime free. I asked whether I can get atleast Millenia Lifetime free. He said I can't get any card as LTF! And then started talking about ULIP and I can get even Infinia with ULIP itseems. Bl**dy salesmen.
Complained on Twitter, Email, Escalated, but nothing. Got one mail from grievance that all cards are paid and thats it. No replies to further mails. Such horrible experience.
Was an advocate of HDFC Bank till now but not anymore. Thinking of switching salary account and all funds out.
If possible switch branch and maybe try your luck there.
 
I have been a longtime HDFC customer from past 8 years. I have studied from a premium college and now earn approx 2 LPA net in-hand.
I just started my credit card journey this year and after going through many posts in this forum, asked my RM if I can get DCB Lifetime free. If not, then atleast Regalia Gold. He said I can't get them Lifetime free. I asked whether I can get atleast Millenia Lifetime free. He said I can't get any card as LTF! And then started talking about ULIP and I can get even Infinia with ULIP itseems. Bl**dy salesmen.
Complained on Twitter, Email, Escalated, but nothing. Got one mail from grievance that all cards are paid and thats it. No replies to further mails. Such horrible experience.
Was an advocate of HDFC Bank till now but not anymore. Thinking of switching salary account and all funds out.
RM are as useless as Samosa ke saath Ketchup🤣

RN they are only offering LTF card on c2c basis. DCB will be very tough to get as ltf. You can try for regalia gold on c2c basis.

Or else you can wait for pre approved offers. You will get paid cards first. You have to be patient and then ltf offers will start appearing.
 
I have been a longtime HDFC customer from past 8 years. I have studied from a premium college and now earn approx 2 LPA net in-hand.
I just started my credit card journey this year and after going through many posts in this forum, asked my RM if I can get DCB Lifetime free. If not, then atleast Regalia Gold. He said I can't get them Lifetime free. I asked whether I can get atleast Millenia Lifetime free. He said I can't get any card as LTF! And then started talking about ULIP and I can get even Infinia with ULIP itseems. Bl**dy salesmen.
Complained on Twitter, Email, Escalated, but nothing. Got one mail from grievance that all cards are paid and thats it. No replies to further mails. Such horrible experience.
Was an advocate of HDFC Bank till now but not anymore. Thinking of switching salary account and all funds out.
Ask the person to process the Infinia card, assuring them that you will take the ULIP. Once you receive the Infinia card, switch branch and block the person.

In most cases, you can cancel a ULIP within 15-30 days for a full refund.
 
Call pno and complain about RM.
See the magic.😝
PNO email? I did add the following emails shown in screenshot while complaining. Literally told them that I am switching salary account and shifting my funds. No reply yet.
 

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RM are as useless as Samosa ke saath Ketchup🤣

RN they are only offering LTF card on c2c basis. DCB will be very tough to get as ltf. You can try for regalia gold on c2c basis.

Or else you can wait for pre approved offers. You will get paid cards first. You have to be patient and then ltf offers will start appearing.
Yeah. I missed hdfc dcb alumni offer last year since I started credit card journey at the start of the year. I do see Regalia Gold LTF offer in netbanking and had asked in this forum but many said it's conditional spend based. Attaching screenshot.
 

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Ask the person to process the Infinia card, assuring them that you will take the ULIP. Once you receive the Infinia card, switch branch and block the person.

In most cases, you can cancel a ULIP within 15-30 days for a full refund.
Is it? Great. I'll try this first and then switch branch. Not sure if RM will give the card within 15-30 days of opening ULIP.
 
Yeah. I missed hdfc dcb alumni offer last year since I started credit card journey at the start of the year. I do see Regalia Gold LTF offer in netbanking and had asked in this forum but many said it's conditional spend based. Attaching screenshot.
U can get RG LTF using C2C but this is a hit/miss.
If u company is in this list https://www.technofino.in/community...lia-gold-will-be-considered.20915/post-472973
U can get it ltf using offline application. (much better chances this way).
Altho RG is a poor rewards rate card especially for someone having 2+lpm salary. Find a good BM/RM to get Infinia FYF if youre ok with it. If u dont have high spends then u can choose b/w Millenia or RG
 
Yeah. I missed hdfc dcb alumni offer last year since I started credit card journey at the start of the year. I do see Regalia Gold LTF offer in netbanking and had asked in this forum but many said it's conditional spend based. Attaching screenshot.
Yes, you will have to spend 3L every yr to get it waived off.

You can try two things:-
Visit any other branch, and meet RM over there. Ask him if he will be able to process this pre approved offer as LTF and in return trf your acc to that branch, and will get good business to you, or

Try on c2c basis. But hdfc is famous for sending moneyback cards on offline applications with low limit.
 
U can get RG LTF using C2C but this is a hit/miss.
If u company is in this list https://www.technofino.in/community...lia-gold-will-be-considered.20915/post-472973
U can get it ltf using offline application. (much better chances this way).
Altho RG is a poor rewards rate card especially for someone having 2+lpm salary. Find a good BM/RM to get Infinia FYF if youre ok with it. If u dont have high spends then u can choose b/w Millenia or RG
Used to work in one of the companies mentioned in the list. Not anymore. Will try switching branch. Thanks!

PS. I have ICICI Saphhiro LTF.
 
I have been a longtime HDFC customer from past 8 years. I have studied from a premium college and now earn approx 2 LPA net in-hand.
I just started my credit card journey this year and after going through many posts in this forum, asked my RM if I can get DCB Lifetime free. If not, then atleast Regalia Gold. He said I can't get them Lifetime free. I asked whether I can get atleast Millenia Lifetime free. He said I can't get any card as LTF! And then started talking about ULIP and I can get even Infinia with ULIP itseems. Bl**dy salesmen.
Complained on Twitter, Email, Escalated, but nothing. Got one mail from grievance that all cards are paid and thats it. No replies to further mails. Such horrible experience.
Was an advocate of HDFC Bank till now but not anymore. Thinking of switching salary account and all funds out.
I complained for account closure bad experience. Later manager became my buddy 💪
 
Ask the person to process the Infinia card, assuring them that you will take the ULIP. Once you receive the Infinia card, switch branch and block the person.

In most cases, you can cancel a ULIP within 15-30 days for a full refund.
My virtual rm is assuring me infinia ltf but first asking for ulip.
I denid🥲
 
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