OnePL (Onescore) Personal Loans

[Card_Crafter]

Has anyone taken Personal loans from OnePL (Onescore app)?

Getting an offer (most likely pre-approved) of 3.88 lakh from Federal Bank.

 

[Shubham Yadav]

Most of the user are getting offer.

 

[akshayhs]

Same here. Getting for 5L but neither checked for more details nor currently interested.

 

[Card_Crafter]

Most of the user are getting offer.

Almost all card holders would be eligible but I wanted know if someone has grabbed it and their experience. Right now not interested but might be useful in case of an emergency.

 

[akshayhs]

Off topic, what is the interest rate offered to you all?

I will start with me. 12.5%

 

[Card_Crafter]

I haven't clicked on the generate offer button yet, so no idea about the final rate.

 

[Ranger]

I got the offer limit of 5L(was mentioned as preapproved in whatsapp), but after entering employment details :

Edit - Isn't this against rbi guidelines?. Stating that it's preapproved, but now can't proceed with it?.

 

[shrewdoc]

You should consider other banks for lower rates if need be. I would recommend you not to go for offers just because they're pre-approved, maybe you're losing more money with them. Please consider the below pic.

 

[deep@vie]

You should consider other banks for lower rates if need be. I would recommend you not to go for offers just because they're pre-approved, maybe you're losing more money with them. Please consider the below pic.View attachment 28575

Yes, atleast those who're salaried should get it from the bank only at better rate.