RuPay Card and UPI offers, Discussion and News group

[Abhishek012]

No forex markup fees for SBI bank, Canara bank and Central bank of India -

1) SBI RuPay JCB Platinum debit card

2) Central bank of India RuPay Discover Select Debit Card

3) Canara bank RuPay Discover Select Credit Card

These 3 banks are verified, no forex markup fees charged by banks and foreign currency coversion rate is also slightly better than Mastercard/Visa card. However, BOB HPCL RuPay JCB credit Card charged 3.5% forex markup fees.

 

[jack333]

Conversion rate is better in jcb or discover card?

 

[CARDBITRAGE]

Does SBI allow you to hold multiple debit cards?

 

[jack333]

Yes two per account. You can get rupay jcb and rupay discover Indian oil

 

[Abhishek012]

Conversion rate is better in jcb or discover card?

Both but JCB card is used in almost all Asian countries and Discover card in European countries.

 

[CARDBITRAGE]

Yes two per account. You can get rupay jcb and rupay discover Indian oil

I was made to close one of my Dc before applying for another dc earlier. Now I only have a wealth dc.

 

[jack333]

Still should not be using debit card as getting a chargeback for a fraudulent foreign transaction would be a big hassle on debit card

 

[CARDBITRAGE]

Still should not be using debit card as getting a chargeback for a fraudulent foreign transaction would be a big hassle on debit card

I need it as a backup for my foreign travels. I have only used my DCs to pay my CCs. XD

 

[hakunamatata]

Yes two per account. You can get rupay jcb and rupay discover Indian oil

Both can't be rupay, other one has to be either mc or visa.

 

[iNokia]

The question is does this depend on JCB/discover or rupay? Because international transactions go through them. Also you say that conversion rates are better than jcb discover but if the transaction is going through them then it should be the same

 

[Strange]

No forex markup fees for SBI bank, Canara bank and Central bank of India -

1) SBI RuPay JCB Platinum debit card

2) Central bank of India RuPay Discover Select Debit Card

3) Canara bank RuPay Discover Select Credit Card

These 3 banks are verified, no forex markup fees charged by banks and foreign currency coversion rate is also slightly better than Mastercard/Visa card. However, BOB HPCL RuPay JCB credit Card charged 3.5% forex markup fees.

Can you share list of online international merchants where Rupay JCB and DFS cards are working?

 

[Abhishek012]

The question is does this depend on JCB/discover or rupay? Because international transactions go through them. Also you say that conversion rates are better than jcb discover but if the transaction is going through them then it should be the same

JCB/Discover currency conversion rate is slightly better than Mastercard/Visa card.

RuPay's native network is still not fully live. Very few POS merchants in Bhutan, Nepal, UAE, Bahrain, Maldives and Singapore accept RuPay network.

 

[Abhishek012]

Can you share list of online international merchants where Rupay JCB and DFS cards are working?

Look at which online international merchants you use. If JCB and DFS accept then gohead.

 

[jack333]

Both can't be rupay, other one has to be either mc or visa.

I have both LTF debit cards on my zero mab sbi account as these are on different networks. One is indian oil rupay discover international other is rupay platinum international jcb

 

[hakunamatata]

I have both LTF debit cards on my zero mab sbi account as these are on different networks. One is indian oil rupay discover international other is rupay platinum international jcb

How are these ltf?

 

[jack333]

Salary account 🤣

 

[lucky]

No forex markup fees for SBI bank, Canara bank and Central bank of India -

1) SBI RuPay JCB Platinum debit card

2) Central bank of India RuPay Discover Select Debit Card

3) Canara bank RuPay Discover Select Credit Card

These 3 banks are verified, no forex markup fees charged by banks and foreign currency coversion rate is also slightly better than Mastercard/Visa card. However, BOB HPCL RuPay JCB credit Card charged 3.5% forex markup fees.

Please post the Conversion Rates compared to that date for Better Idea

 

[Abhishek012]

Please post the Conversion Rates compared to that date for Better Idea

Ask him he recently used -

 

[hs23]

No forex markup fees for SBI bank, Canara bank and Central bank of India -

1) SBI RuPay JCB Platinum debit card

2) Central bank of India RuPay Discover Select Debit Card

3) Canara bank RuPay Discover Select Credit Card

These 3 banks are verified, no forex markup fees charged by banks and foreign currency coversion rate is also slightly better than Mastercard/Visa card. However, BOB HPCL RuPay JCB credit Card charged 3.5% forex markup fees.

I cannot find zero markup mentioned in any of these card terms and conditions. Please share link to official docs where zero forex is mentioned.

 

[aggarwal]

I cannot find zero markup mentioned in any of these card terms and conditions. Please share link to official docs where zero forex is mentioned.

Even I am not able to find any such information. This is great feature, and SBI should have promoted left and right.