No Cost EMI - Cancellation - All Banks - Master Wiki

[ARIX]

What is the process to cancel sbi emi without closure charges ??

 

[H2O]

HDFC NCEMI preclosure trick is still working.?

 

[Pravin1156]

What is the process to cancel sbi emi without closure charges ??

One month back I closed with foreclosure charges of 3% to close the emi

 

[nikhilv0303]

One month back I closed with foreclosure charges of 3% to close the emi

Doesn’t the immediate payment trick work where emi conversion itself doesn’t happen?

 

[Pravin1156]

Doesn’t the immediate payment trick work where emi conversion itself doesn’t happen?

I paid immediate payment also but customer care denied that and told you have to pay 3% charges for merchant foreclosure

 

[Sudbht]

I paid immediate payment also but customer care denied that and told you have to pay 3% charges for merchant foreclosure

after you have made the payment didn't get cancelled automatically?

 

[Sudbht]

Anyone tried ICICI no cost emi recently? Is it working still?

 

[ankit ojha]

I paid immediate payment also but customer care denied that and told you have to pay 3% charges for merchant foreclosure

SBI emi trick varified in June : pay all your due and make total outstanding at 0 , make sure it 0 , not even a paisa extra. Then wait….. the transaction will not convert into emi . At least you have to wait for 7 days ( I did not do any transaction in that billing cycle ) . ….some people also get the sms that “ emi will not converted due to zero outstanding balance” but did not get that sms.

 

[ankit ojha]

Did axis changed the emi cancellation charges ? After 12 th July?. Any update

 

[Sudbht]

SBI emi trick varified in June : pay all your due and make total outstanding at 0 , make sure it 0 , not even a paisa extra. Then wait….. the transaction will not convert into emi . At least you have to wait for 7 days ( I did not do any transaction in that billing cycle ) . ….some people also get the sms that “ emi will not converted due to zero outstanding balance” but did not get that sms.

you paid immediately?

 

[Strange]

SBI emi trick varified in June : pay all your due and make total outstanding at 0 , make sure it 0 , not even a paisa extra. Then wait….. the transaction will not convert into emi . At least you have to wait for 7 days ( I did not do any transaction in that billing cycle ) . ….some people also get the sms that “ emi will not converted due to zero outstanding balance” but did not get that sms.

Did you get reward points that txn?

 

[ankit ojha]

Did you get reward points that txn?

Yes full 5x for simpliclick

 

[ankit ojha]

you paid immediately?

Yes immediately !! within 4-5 hours, make sure total outstanding is “0” .

 

[Sudbht]

Yes immediately !! within 4-5 hours, make sure total outstanding is “0” .

Paid via app only? I am not able to pay it outside of the app.

 

[ankit ojha]

Paid via app only? I am not able to pay it outside of the app.

Then pay through app… I had previous due , thus paid all together

 

[H2O]

Has anyone tried canceling HDFC NCEMI recently?

 

[nikhilv0303]

Yes immediately !! within 4-5 hours, make sure total outstanding is “0” .

It has to be 0 or even negative is okay?

 

[ankit ojha]

It has to be 0 or even negative is okay?

It has to be 0 or even negative is okay?

Both will be fine ….