No Cost EMI - Cancellation - All Banks - Master Wiki

[rohant]

Pay via NetBanking/Payzapp(if HDFC) to your card

One friend told he cancels emi and pays after statement generation.

 

[rohant]

Do we get any link to make full payment after ncemi cancellation or we have to pay by other medium

Answer to both questions is No

 

[Bhauka23]

One friend told he cancels emi and pays after statement generation.

Then processing fees +GST, along with preclosure charges +GST will not be reversed

 

[Amit_1]

Do we get any link to make full payment after ncemi cancellation or we have to pay by other medium

Pay via netbanking

 

[iamgroot]

Then processing fees +GST, along with preclosure charges +GST will not be reversed

kabhi kie ho?Ya ese hi hawa me fek rahe ho😛

 

[rohant]

Then processing fees +GST, along with preclosure charges +GST will not be reversed

he has done many transactions

 

[Amit_1]

he has done many transactions

Is the benefit same as closing & payment within 3 days!

 

[vimaltn]

Pay via netbanking

Okay and what about pre closure charges at the time of cancellation is it adjusted in the card or need to pay to cancel it

 

[rohant]

Is the benefit same as closing & payment within 3 days!

according to him, yes

 

[Amit_1]

according to him, yes

can you try to grab any screenshot for the community ?

 

[rohant]

can you try to grab any screenshot for the community ?

what kind of screenshot bro?

 

[Amit_1]

I think statement containing all charges and next statement with all reversed charges with hiding sensitive info

 

[Bhauka23]

can you try to grab any screenshot for the community ?

Here you go

 

[Bhauka23]

kabhi kie ho?Ya ese hi hawa me fek rahe ho😛

Bhai fek kr kya hi mil jaega yha

 

[Bhauka23]

Is the benefit same as closing & payment within 3 days!

So far discount is not reversed..

Plus even though it was an EMI transaction, I got 5% cashback too as it was on Flipkart using Swiggy credit card,, so yeah DOUBLE DIP

 

[rohant]

ok bro

So far discount is not reversed..

Plus even though it was an EMI transaction, I got 5% cashback too as it was on Flipkart using Swiggy credit card,, so yeah DOUBLE DIP

hi bro...may i know whether u paid the full amount next of emi cancellation or not?

 

[Bhauka23]

ok bro

hi bro...may i know whether u paid the full amount next of emi cancellation or not?

Yes full amount

 

[rohant]

Yes full amount

my friend never pays any amount till bill generation, still he gets all back

 

[nikhilv0303]

Any working method for ICICI?

 

[hackymanoj]

Hello All,
I have opted for offline emi on sbi card and they have debited all amount and wrote No cost emi will be credited as cashback. If I pay all the money will I still get cashback and the emi gets cancelled?

Where as I know on the online transaction they give instant discount for the emi value.

Attaching the bill for reference.

It would be helpful if someone can help figure this out ASAP to get the no cost emi benefit

Thnx