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New CIBIL Reporting Frequencies of Various Banks from January 2025

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SSV

SSV

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Guys,
We already know that the new norms of cibil reporting comes into place w.e.f 1 Jan 2025.
As per the new rules ,the banks and other financial institutions should report outstanding balances of loans and credit card accounts atleast every fortnight. In this regard some banks adopted fortnightly and some adopted weekly reporting.
Let's collate the list of various banks with their frequency of reporting here in this thread..
The following is the list of Banks with their respective frequency and reporting dates in a month:
We will add more banks to this list as and when the information is available...

Weekly ( Four times, a month)
  1. HDFC
    • 7th
    • 15th
    • 22nd
    • 30/31st ( ie month end)



Fortnightly ( Two times, a month )
  1. Statement Date and Statement Date + 15 days
    • Amex

  2. 15th and month end ( 30/31)
    • Axis
    • BOB Cards
    • Yes Bank
    • SBM Bank
    • Kotak
    • IndusInd
    • RBL
    • Indian Bank(One card)
    • Federal bank
    • AU
    • IDFC

Thrice a month ( God Knows why SBI Chose this !!)
  1. 15th , 30th and Due Date + 3 days
    • SBI
 
Last edited:
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Anil_Singh said:
Yes. I have it and last reported on 15th April. Refreshed CIBIL a few mins ago.
Click to expand...
I also refreshed my CIBIL today around 8 AM, but for me, it still shows last reported on 30-03-2025 with the same balance from that date. 😕
No idea what SBI is planning for my report! Even @SSV confirmed his SBI Cashback card was last reported on 30/03/2025.
Let me check again tomorrow and see if anything changes.

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SSV said:
To get report as on 30/04/2025 , it takes anytime upto 7 to 10 days from now..don't expect real-time update...
Click to expand...
I think there’s a bit of confusion — I wasn’t referring to the month-end (30th April) reporting not being updated yet.
What I meant is that SBI missed the usual mid-month (15th April) and due date + 3 days (for me, 25th April) reporting, which they consistently followed over the last 3 months.

So far, the last reported date on my CIBIL is still showing as 30/03/2025, and that’s why I’m concerned about the skipped reports earlier this month. Let’s see if SBI changes their pattern going forward.
 
syed_ar0403 said:
I think there’s a bit of confusion — I wasn’t referring to the month-end (30th April) reporting not being updated yet.
What I meant is that SBI missed the usual mid-month (15th April) and due date + 3 days (for me, 25th April) reporting, which they consistently followed over the last 3 months.

So far, the last reported date on my CIBIL is still showing as 30/03/2025, and that’s why I’m concerned about the skipped reports earlier this month. Let’s see if SBI changes their pattern going forward.
Click to expand...
@SSV My SBI Cashback card still not yet updated for entire April month.
It still showing last updated date of 30/03/2025. am i only have issue with reporting or everyone facing similar issues with SBI cashback card CIBIL Reporting ?
 
SBI Cashback Card CIBIL Reporting Issue

Is anyone else facing this?

As of 05-05-2025, my SBI Cashback Credit Card still shows the last reported date as 30-03-2025 in CIBIL. No update was done for the entire April month — neither mid-month (around 15th), nor due date + 3 days (for me, 25th), nor month-end.

I’ve already raised it with SBI Card customer care and nodal officer, but all I get is the same standard reply: "reporting is automatic as per PDD + 3 days, and manual update is not possible for active accounts."

If it's auto, then why is it not reflecting? 🤷‍♂️

Anyone else with SBI Cashback Card — please check and confirm your last reported date in CIBIL.
Let’s see if this is an isolated case or affecting others too.
 
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