Need suggestions for individual current account

[VasukiVasuki is verified member.]

@Vasuki new fear unlocked

It's been happening but all come down to source
If you have taken any gambling money u r fucked

 

[SSquad]

@Ram1 This HDFC Biz lite is a good entry level current account for people in rural or semi urban locations.

AU, BOB, Kotak, SIB, PNB, RBL and Equitas are providing 0 MAB account in urban locations also.

 

[Ram1]

@Ram1 This HDFC Biz lite is a good entry level current account for people in rural or semi urban locations.

AU, BOB, Kotak, SIB, PNB, RBL and Equitas are providing 0 MAB account in urban locations also.

Pnb,rbl are worst banks
Bob u had issue with BM ,so didn't went
Equitas no branch nearby
Au its branches not available everywhere for cash deposits
SBI my savings froze, i dont think they will give me current. So didn't try there.

I opened hdfc biz lite at hdfc semi urban, so that account is good for me

 

[SSquad]

Pnb,rbl are worst banks
Bob u had issue with BM ,so didn't went
Equitas no branch nearby
Au its branches not available everywhere for cash deposits
SBI my savings froze, i dont think they will give me current. So didn't try there.

I opened hdfc biz lite at hdfc semi urban, so that account is good for me

Yes, I'm sharing this information for other users on this forum.
SBI savings account frozen, after collecting payments for sale of RSDC vouchers?

As a workaround, I'm using wallet and transfer amount to savings account.

 

[Ram1]

Yes, I'm sharing this information for other users on this forum.
SBI savings account frozen, after collecting payments for sale of RSDC vouchers?

No it was around 6 months back. Forgot which deal that was

As a workaround, I'm using wallet and transfer amount to savings account.

Still not safe. Chain system can block both wallet and then account

 

[cardy]

@Ram1 This HDFC Biz lite is a good entry level current account for people in rural or semi urban locations.

AU, BOB, Kotak, SIB, PNB, RBL and Equitas are providing 0 MAB account in urban locations also.

Pnb kotak 0 balance current account?
For general public?
Which variant bro?

 

[SSquad]

Pnb kotak 0 balance current account?
For general public?
Which variant bro?

PNB Expert (Professionals only)
Kotak811 Business (for everyone)

 

[techprince]

Beware of Kotak 811 accounts, they are double edged swords. 811 accounts are not handled by branch. Its all sunshine till they freeze for whatever reasons. Then we keep running between Customer Care, RM and the Branch. Avoid Kotak 811 Business unless you have a business proof other than udhaym. And if you do have a business document, you should be going for a business account, not an Individual current account. In summary, avoid Kotak 811.

 

[Ram1]

Beware of Kotak 811 accounts, they are double edged swords. 811 accounts are not handled by branch. Its all sunshine till they freeze for whatever reasons. Then we keep running between Customer Care, RM and the Branch. Avoid Kotak 811 Business unless you have a business proof other than udhaym. And if you do have a business document, you should be going for a business account, not an Individual current account. In summary, avoid Kotak 811.

I am about to say this.
Not only kotak, dont open any current account online

 

[HumorSimpson]

I am about to say this.
Not only kotak, dont open any current account online

Is IOB exception?

 

[Ram1]

Is IOB exception?

I think iob doesn't provide online current account

 

[techprince]

I am about to say this.
Not only kotak, dont open any current account online

I have opened 6 online accounts and 7 offline accounts and have no issues with them. But i did avoid banks who freeze digitally opened accounts and opened accounts offline with them instead (RBL/Kotak).

 

[Ram1]

I have opened 6 online accounts and 7 offline accounts and have no issues with them. But i did avoid banks who freeze digitally opened accounts and opened accounts offline with them instead (RBL/Kotak).

What are those 6 online accs?

 

[techprince]

What are those 6 online accs?

BOB CA, IDFC SA, IndusInd SA, AU SA, Federal SA and DBS SA. DBS SA and Federal SA closed now.

 

[Ram1]

BOB CA, IDFC SA, IndusInd SA, AU SA, Federal SA and DBS SA. DBS SA and Federal SA closed now.

Only 1 ca right online?
I asked ca only, ok bob safe then
Canara doing physical verification after online account opening for ca.

 

[✪ D&C Cards Connoisseur 💳]

Last month my Kotak 811 SA got frozen and while fighting for Unblocking over call, Kotak folk suggested me to open Kotak 811 Current Account and do as many transaction as I want. I told bh0sd1ke, kuch proof bina current account khol sakte hai? baad me freeze nehi hoga iska guarantee hai? and that person started stammering. I told chut1y@ maat bana logo ko and hung up the call.

 

[✪ D&C Cards Connoisseur 💳]

instead, try to recieve in credit cards nah.
i do recieve all of my payments in credit card only.
through upi plugin.

Do you know banks block credit cards too which is equal to SA freeze and there are multiple instances with many

 

[drvirag]

If u r taking money from unknown better to take in current ac. And for ca i only trust psu banks. Their process may b time consuming but chances of future problems r far lesser

 

[G0KU]

Do you know banks block credit cards too which is equal to SA freeze and there are multiple instances with many

could you please share some threads links.

 

[✪ D&C Cards Connoisseur 💳]

could you please share some threads links.

this is not discussed in TF thread, but in some closed-knit whatsapp groups.