Need suggestion for Amex mrcc alternative

[Anki0707]

Hi Community, I want to close out my MRCC as it getting very difficult to use it after the recent devaluations and limitation of buying Amazon vouchers from gyftr and also it’s very annoying to buy 250 value vouchers for monthly spends. Please suggest me which card I can go for as an alternative to buy the Amazon vouchers and get good value from it.

 

[avikrish]

View attachment 99790

So after 90 days , will the limit gets reset back to cycle starting? Or Rs30,000 is allowed after 90 days ?

 

[6ix9ine]

So after 90 days , will the limit gets reset back to cycle starting? Or Rs30,000 is allowed after 90 days ?

My advice is not to purchase more than ₹10K per month on amazon. They may permanently block the option on your account. Many users have faced this issue, and amazon doesn't budge when it comes to unblocking.

Consider other platforms like gyftr, instead of amazon.

 

[avikrish]

My advice is not to purchase more than ₹10K per month on amazon. They may permanently block the option on your account. Many users have faced this issue, and amazon doesn't budge when it comes to unblocking.

Consider other platforms like gyftr, instead of amazon.

We need to spend Rs20K for this amex mrccc , i use amex mrcc only for this Amazonpay Giftcards only , are there are any other platform to purchase amazon pay gift cards using amex mrcc without surcharge ?

 

[6ix9ine]

We need to spend Rs20K for this amex mrccc , i use amex mrcc only for this Amazonpay Giftcards only , are there are any other platform to purchase amazon pay gift cards using amex mrcc without surcharge ?

Gyftr is not working for you? I don't know if mrcc works on other platforms like magicpin, park+, etc.

 

[nnva]

If you are looking for only monthly bonus 1k points, once check RBL platinum delight credit card which offers 1k bonus points on 5*1k transactions monthly.

https://www.rblbank.com/personal-ba...delight-credit-card/?tabName=product-benefits

 

[avikrish]

Gyftr is not working for you? I don't know if mrcc works on other platforms like magicpin, park+, etc.

Amexgyftr is charging surcharge, and I tried other platforms not accepting credit cards

 

[6ix9ine]

Amexgyftr is charging surcharge, and I tried other platforms not accepting credit cards

Sorry man, no idea :/

 

[Sobirvs]

Amexgyftr is charging surcharge, and I tried other platforms not accepting credit cards

so? even with surcharge you get 5x points, compared to any other platform, they will give u less value even with no surcharge.

 

[helloworld]

Amexgyftr is charging surcharge, and I tried other platforms not accepting credit cards

TBH.. its time to re-valuate ur usage with MRCC card. Amzn vouchers alone can't work for it, moreover same 5% obtained through Swiggy/Cashback credit cards without any issues unlike monthly milestone of MRCC (w/ milestone and 1.56L annual spends you'll get 5.5% only).

There are other places that u can utilize MRCC if u have use cases like Govt. spends, fuel spends, education related etc. (where most cards not providing any rewards).. amex doesn't have any exclusions to milestone, so utilize and spend where other cards wont work for you. Which gives u 4.8% when achieving milestone..

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