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Need review on Indian Bank

Hi,

I need your review on Indian Bank service as I found their netbanking portal is looking better than other PSBs like BoB or PNB etc:

1. Branch Service quality
2. Overall server availability
3. UPI failures/UPI availability
4. Service charges
5. SMS alert/Email alert
6. Service requests TAT/Complain resolving

Thanks
Slowest of all PSUs. Dc took 1.5 months to deliver that too without any tracking sms. In comparison, Cbi took 4-5 days. Rest other points are explained by many.
 
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I don't know about others, but I applied yesterday and my virtual debit card was generated. I activated all the services and created the PIN through the app, but it's not working. I can see the full details of my card, but it's not working on websites. Even though the OTP is coming, the payment doesn't go through. 😅🥲

I spoke to customer care — they said the card is activated and they don't see any issue. They advised me to visit the branch.

I'm going to visit the branch today. Let's see what happens.
 
Can we use it before delivery of physical?
Who said this
Update: My Indian Bank RSDC Virtual Debit Card is working perfectly now without even visiting the branch! 😄
I applied for it yesterday and generated it instantly. It wasn't working at first, but now it's running smoothly.
I also redeemed the Prime voucher—ab toh physical card ki bhi zarurat nahi hai! 😅
 
Update: My Indian Bank RSDC Virtual Debit Card is working perfectly now without even visiting the branch! 😄
I applied for it yesterday and generated it instantly. It wasn't working at first, but now it's running smoothly.
I also redeemed the Prime voucher—ab toh physical card ki bhi zarurat nahi hai! 😅
Is this 2nd Rsdc or first ?
 
Update: My Indian Bank RSDC Virtual Debit Card is working perfectly now without even visiting the branch! 😄
I applied for it yesterday and generated it instantly. It wasn't working at first, but now it's running smoothly.
I also redeemed the Prime voucher—ab toh physical card ki bhi zarurat nahi hai! 😅
Hm ab tho indian open karna padega.

U opened online account or offline?
 
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