Need prepaid card suggestion

[Centurion_wala]

Guys, need a prepaid card for my cousin brother (less than 18yr old). He has very small expenses to pay for like chips, biscuits etc. I'm looking for a physical prepaid card which has both chip as well as tap functionality. (Also please share trick for loading prepaid card via CC to get rewards, it's okay if the amount can't be transferred back in to bank account - not interested in rotation) Also, getting the card should require no or minimum kyc.

I looked at some options but turns out they're available in very few cities. Any suggestions?

 

[sxchzy]

galgal money
pineperks

 

[Centurion_wala]

galgal money
pineperks

Pineperks doesn't have emv chip. Will look at galgal money. Any more suggestions?

 

[AritraSaha]

Guys, need a prepaid card for my cousin brother (less than 18yr old). He has very small expenses to pay for like chips, biscuits etc. I'm looking for a physical prepaid card which has both chip as well as tap functionality. (Also please share trick for loading prepaid card via CC to get rewards, it's okay if the amount can't be transferred back in to bank account - not interested in rotation) Also, getting the card should require no or minimum kyc.

I looked at some options but turns out they're available in very few cities. Any suggestions?

I think bob allow upi under 18 with some limit..
Can check it..
Also there is lot of prepaid card app in play Store.. can check them also..

 

[RAMESH BABU N]

Pre-paid (pre-load) cards.

Check fabmoney (old name PepperMoney) card and Junio card.

Both easy to get, loadable, can be used online and offline n on RuPay platform.

 

[panchabhut]

Fabmoney (previously peppermoney). only physical EMV/tap rupay card, no UPI. min KYC requirements are there and can only be activated on adhaar linked number. I activated in by name on my mobile and gave the card to my daughter (<18). Can be loaded free from UPI on the same device only. Can be loaded via DC but with charges. 1% cashback on all spends. Extra offers from time to time.

Slice. UPI & virtual card (physical EMV/tap rupay card at one time cost of 299+gst) min KYC required. but can be activated on any mobile number, no restriction for adhaar linked number. money can be loaded by UPI trfr from any app and any person. Can also be transferred through UPI scan to any app/any person. 1% cashback on physical card spends. No guaranteed offer on UPI spends but lottery options given. No other offers.

Both available PAN India

 

[Centurion_wala]

Slice. UPI & virtual card (physical EMV/tap rupay card at one time cost of 299+gst) min KYC required. but can be activated on any mobile number, no restriction for adhaar linked number. money can be loaded by UPI trfr from any app and any person. Can also be transferred through UPI scan to any app/any person. 1% cashback on physical card spends. No guaranteed offer on UPI spends but lottery options given. No other offers.

This seems perfect 😀
Can the app/wallet be used without linking any bank account and just loading via cards?
And what documents are needed for KYC? (Is PAN Card necessary?)

 

[KLB@96]

do check Fabmoney

 

[RAMESH BABU N]

do check Fabmoney

In fabmoney app, there is no scan-n-pay feature (because it is a PPI).

 

[cardy]

If you want to pay for the card slice is a good option

 

[cardy]

Though I will recommend a minor account in proper bank. That will be more beneficial in the long run

 

[panchabhut]

This seems perfect 😀
Can the app/wallet be used without linking any bank account and just loading via cards?
And what documents are needed for KYC? (Is PAN Card necessary?)

No need to link with any bank. KYC - adhaar worked for me. Loading via UPI trfr from other apps and via DC is free. Loading via CC has 2.05% charge.

 

[VibhavBilgoji]

Slice looks like a good option

otherwise also checkout Fab money (previously pepper money)
it had 20% discount offers running on swiggy instamart, thats the sole reason i got this card.

 

[RAMESH BABU N]

The only issue I found with Slice App is this. When once you add your bank accounts or CC details, they are PERMANENTLY there in the App.

We cant delete/modify the stored details.

In Mar/23, I closed 2 bank accounts and 3 CCs. I can't delete those details. I wrote to them, they too can't delete them (as of now). STRANGE.

Inexperience showing glaringly. Those chaps not willing to learn or even discuss. This is a sure shot sign for impending failure.

 

[Centurion_wala]

Okay, so I've finalized upon Slice and don't mind paying paying one time fees for card.
Also, I've read on the forum that Slice account acts as a UPI Wallet as well, so do they allow creating custom vpa?
Loading via DC is free, so do we get points on Millennia or other DCs? (What is the MCC basically?)

 

[panchabhut]

Okay, so I've finalized upon Slice and don't mind paying paying one time fees for card.
Also, I've read on the forum that Slice account acts as a UPI Wallet as well, so do they allow creating custom vpa?
Loading via DC is free, so do we get points on Millennia or other DCs? (What is the MCC basically?)

custom vpa can be created but only once.

 

[Astrella]

Try famapp, they charge for physical card, but has UPI functionality (can use for P2P). ICICI pockets also has UPI (P2P) and allows <18 users and rewards for loading and spending money. They can open in their name.

 

[Centurion_wala]

Try famapp, they charge for physical card, but has UPI functionality (can use for P2P).

Can you please answer some questions about this app:
1) Is it necessary to use aadhar linked number?
2) Do they allow creating custom vpa?
3) Reward rate of the prepaid card?
4) How's the Ui? (Haven't installed it yet but first impressions make it look like it's a bit too flashy)

ICICI pockets also has UPI (P2P) and allows <18 users and rewards for loading and spending money.

Does ICICI pockets provide physical prepaid card?

 

[panchabhut]

@Centurion_wala
pockets physical card has charge of 250+gst
but their app is extremely buggy. not really suitable as the primary app.

 

[Astrella]

Can you please answer some questions about this app:
1) Is it necessary to use aadhar linked number?
2) Do they allow creating custom vpa?
3) Reward rate of the prepaid card?
4) How's the Ui? (Haven't installed it yet but first impressions make it look like it's a bit too flashy)

Does ICICI pockets provide physical prepaid card?

Yes, but its chargeable. Pockets app is slow and buggy af. I opened a fampay account for my sister and its far better.