Need info on Zero balance Savings account

[rajcasio]

How's your experience with BOB and Canara App/Net banking for other banking services...

Just to check and confirm the RECEIVED amount i used to visit these apps...otherwise NO🗑️

 

[boomboom]

Bob advantage account is now zero balance account
Option1. Take free virtual card from app
Option 2 take Easemydrip dc with 500. It pays u 4x u of fee u pay via fk,bb vouchers

Can we apply Bob Rupay Select DC from Bob advantage account?
Also how to get the cheapest/LTF Rupay Select DC at lowest/Zero MAB?

 

[panchabhut]

Apologies but SBI is the most abysmal dogshit bank ever with probably the highest UPI downtime. Please avoid SBI like the plague for Day to Day transactions.

Usable for investments only

pl don't say "dogshit". SBI is RAP bank. [RAP=Rahe Aap Pareshan]

 

[TripleAce]

S B I

 

[iNokia]

Bob advantage account is now zero balance account
Option1. Take free virtual card from app
Option 2 take Easemydrip dc with 500. It pays u 4x u of fee u pay via fk,bb vouchers

Is pre approved cc easier after opening bob account? I had a bob cc 3 years ago but it took physical verification and long time to get it. Then I closed it. I don't really want to deal with any verification anymore.

 

[Ram1]

Is pre approved cc easier after opening bob account? I had a bob cc 3 years ago but it took physical verification and long time to get it. Then I closed it. I don't really want to deal with any verification anymore.

Bob physical verification is all about luck.
Even with 10years relationship, they do physical verification. For some ,they dont do any verification if customer is NTB

 

[KGSIPO]

Using IPPB Indian postal payment bank for all upi payment. Virtual debit card and zero balance

 

[Rcbian]

Hi , I already hold hdfc and idfc bank savings account for different purposes. HDFC is for salary and idfc for investments. Now I wanted a zero balance account for daily upi spends, with free debit card preferably from a psu.
So I selected SBI insta plus account that comes with free virtual dc. However, while applying the account, it's asking to submit details for physical dc that is definitely chargeable. How to skip that part? I want only free virtual dc.
Also, will I be able to setup UPI without physical debit card?

Another alternative is Bob lite But i have to maintain atleast 3k daily in order to waive off physical dc charges. I preferred SBI Because it would help me in taking their credit card in future.
Also are there sms alert charges in both these accounts? Pls guide.

I would suggest canara bank
Zero MAB, Rupay select debit card as fyf and it has lots of benefits actually.
As per my experience branch was less crowded than other psu. Visit your nearest branch once

 

[6ix9ine]

Can we apply Bob Rupay Select DC from Bob advantage account?

Nope

Also how to get the cheapest/LTF Rupay Select DC at lowest/Zero MAB?

Upgrade account to super savings (maintain 20K), apply rupay select then downgrade back to advantage after 6 months.

This is the cheapest way.