Need Help: ICICI Sapphiro LTF with 1.4L Salary, Listed Company & 8+ Years ICICI Relationship

[wanderer0]

Did you get upgraded to rg from some other card?

From millennia paid

 

[NikhilG]

From millennia paid

I'm holding diners millenia ltf and they denied me RG ltf. Giving me upgrade to dcp ltf. Should I take?

 

[Anindya98]

I agree, but I already have sbi cashback card so millenia keeps on lying in my drawer earlier it has lounge acces because I had diners variant but now no lounge access. My target is ltf diners black so that's why dcp could be stepping stone

Millenia -> RG ->DCB easier to upgrade

 

[Anindya98]

But I already first transaction of rs 10, just to test. Would it still work?

better to do another trn of 500+

 

[wanderer0]

I'm holding diners millenia ltf and they denied me RG ltf. Giving me upgrade to dcp ltf. Should I take?

Depends on your spend pattern and if you're aiming for better cards later. I'm not in hurry to get RG unless ltf as millennia gives 5% cb directly.

 

[NikhilG]

Depends on your spend pattern and if you're aiming for better cards later. I'm not in hurry to get RG unless ltf as millennia gives 5% cb directly.

I already have sbi cashback card which I use a lot so makes no sense to keep 2 cashback cards, DCP is a milestone card atleast I would have a variety. How better is RG compared to DCP

 

[NikhilG]

better to do another trn of 500+

Okay, maybe amazon gift voucher of 500 can be bought?

 

[NikhilG]

Millenia -> RG ->DCB easier to upgrade

But they aren't giving me RG as ltf. How much is RG better than DCP?

 

[Anindya98]

Depends on your spend pattern and if you're aiming for better cards later. I'm not in hurry to get RG unless ltf as millennia gives 5% cb directly.

Yes

I already have sbi cashback card which I use a lot so makes no sense to keep 2 cashback cards, DCP is a milestone card atleast I would have a variety. How better is RG compared to DCP

Milestone Benefits, travel, and better rewards points

Okay, maybe amazon gift voucher of 500 can be bought?

yes

But they aren't giving me RG as ltf. How much is RG better than DCP?

spend on Millennia you will start getting the offer

 

[NikhilG]

Yes

Milestone Benefits, travel, and better rewards points

yes

spend on Millennia you will start getting the offer

Millenia LTF to RG LTF is easy or DCP LTF to RG LTF is easy?

 

[NikhilG]

better to do another trn of 500+

Transaction within first 30 days of card activation or when the care is generated or delivered. Total amount should be 500 plus in first 30 days or first transaction should be of 500 plus

 

[Anindya98]

Millenia LTG to RG LTF is easy or DCP LTF to RG LTF is easy?

Nothing is easy
Millenia LTG to RG LTF > DCP LTF to RG LTF

 

[Anindya98]

Transaction within first 30 days of card activation or when the care is generated or delivered. Total amount should be 500 plus in first 30 days or first transaction should be of 500 plus

The first 30 days of getting the card, total 500

 

[wanderer0]

Hi. I got Rubyx LTF + Coral + Apay (6L limit) with family 360 savings account. My company isn't listed on the site.

Can I still get Sapphiro LTF with 2 lac+ net salary? If so, how do I apply for it? Mail to PNO?

Finally managed to get Sapphiro LTF today. I asked someone else in branch (as BM or RM were useless) and he connected me to a guy who knew another guy and so on...
5 days later I got saphhiro LTF approved.