Credit Cardiya
TF Buzz
Helooo guyss
I need help regarding my sbm bank credit card which is obviously fd backup card
So I taken this card almost 1 year and 3 month back at age of 20 and to get my unsecured card at my 21st birthday 😅😅
Now in December my 21 was completed and i got my first unsecured hdfc card in November it self also sbi card in Jan idfc card in Feb and bob one card in April
All are with decent 50k plus limit
So my question is should I close my fd based card or wait to one of card complete 2 year as I have read article that say our oldest card should be more that 2 year for better cibil??
Because considering that i am targeting apay icici card in next 2 month so closing my oldest card will drop my cibil as 2nd oldest card is only 6 month old
Please drop your vies on so I can take better decision
Thank You
I need help regarding my sbm bank credit card which is obviously fd backup card
So I taken this card almost 1 year and 3 month back at age of 20 and to get my unsecured card at my 21st birthday 😅😅
Now in December my 21 was completed and i got my first unsecured hdfc card in November it self also sbi card in Jan idfc card in Feb and bob one card in April
All are with decent 50k plus limit
So my question is should I close my fd based card or wait to one of card complete 2 year as I have read article that say our oldest card should be more that 2 year for better cibil??
Because considering that i am targeting apay icici card in next 2 month so closing my oldest card will drop my cibil as 2nd oldest card is only 6 month old
Please drop your vies on so I can take better decision
Thank You
