Need Help choosing right card for my next transaction between Amex Plat and Regallia Gold

[sd18]

I have around 1.8L flight booking expense in this week.
The doubt I have is I have Amex Plat Travel (second year fees to be levied on 8th August 2025), HDFC Regallia Gold LTF and ICICI saphiro LTF.
I have doubt which card I should use?
Should I close Amex and use Regallia Gold or pay 5000+GST to Amex and use Amex card.

 

[navdeep22]

from where are you planning to book

 

[sd18]

from where are you planning to book

If I am using HDFC than Smartbuy and if Amex than may be cleartrip

 

[navdeep22]

Sometimes there are better deals with different cards on different websites. U need to explore all websites. I have experienced this, since price of flights is not same on all websites, so need to maximize website + card discount

 

[sd18]

I agree but with HDFC I will complete 1.5L quarterly spend and 3L yearly spend. I am inclined towards hdfc and close Amex unless they give me some better deal.

 

[sd18]

Sometimes there are better deals with different cards on different websites. U need to explore all websites. I have experienced this, since price of flights is not same on all websites, so need to maximize website + card discount

And most importantly booking is for someone else so I am thinking of maximizing the rewards rather than discount 😆

 

[nh124001]

do we get accelerated reward points on makemytrip using amex ?

 

[nh124001]

toh bhai peelo... amex pt par..100 pe 6..means 1.8 par 10800 mr points.. plus woh 4L ka milestone.. bbhi meet hone mein help hojayega

 

[sd18]

O

toh bhai peelo... amex pt par..100 pe 6..means 1.8 par 10800 mr points.. plus woh 4L ka milestone.. bbhi meet hone mein help hojayega

Only problem with mmt is they have very high prices. I can ask for adjustment if the prices difference is 1-3k
With amex mmt it will be atleast 10k price difference.