Myntra Birthday Blast, Earn 10X Points on SmartBuy or PayZapp (HDFC Cards)

[Sobirvs]

Gold clause gone. So we can purchase gold I guess. We all should keep a full page copy of these t&c if hdfc decides to bullshit later.

I have questions. I would love to take advantage of this offer. Also many times myntra is running BLINKDEAL coupon for 8% off. So combines with that and 10x, this can be whopping 33.3%+8% = 41.3% off on gold purchase.

Also t&c says "The offer cannot be combined with any other offer." does that mean we can't use BLINKDEAL coupon in case myntra decides to enable it? Anyways, this is a great offer none the less.

So my questions are

1. Yesterday I purchased 66k worth myntra gv's from gyftr smartbuy. That means I used around 1x base points 2180 (330x6 + 200x1) + 8720(1320x6+800x1) bonus points. Now, are only 4, 8720 counted towards my 15k bonus points limit or all 5x, 2180+8720 counted towards my 15k limit? I am attaching my calculations under this as I made a spreadsheet.



Also, I made all those purchases were made yesterday on 31st may. I am guessing the trxns will take time to settle? So as the points limit of 15k is per calendar month and not per statement month, so will the bonus points I receive will be calculated under May or June? If I get bonus points later for the purchases I already did, those will be calculated under the June month? if yes, so I can't enjoy 10x/33% offer that just launched?

I am new to infinia so, I have quite less knowledge about these things however I am a quick learner. Please if someone can help with examples and experience. Statement date for infinia is 5th of every month and due date is 25th of every month, not that this matter I guess.

 

[Sobirvs]

Also to calculate for this new(not really) but just launched offer of 10x, how much can we buy gold to maximize on this?

I have few calculations based on an email convo b/w a twitter user and HDFC.



So, based on this 3 scenario's

1. If base 1x and 4x bonus comes this month and also remaining 5x comes this month only, then we are screwed with the limit. I am not doing calculations on this as this would be a rare event HDFC doing this. HDFC is better off keeping the points posted at the end so they can use this campaign money allotment for investing themselves and making a premium and then giving to the customers at the end.

2. If we get 5x this month and 5x remaining in July/Aug. We have to make sure we don't exceed our spends next in july/aug as 5x remaining will come so optimize the spends accordingly. Anyways, considering this scenario, Spends can be like this : 25 points / 150 spend, so 90,000 spend for 15000 points maximizing.

3. Now, another scenario can be base 1x + bonus 4x so acc to 4x technically 20 points / 150 spend. and 1x base is anyways unlimited (2L points limit but who spends that much anyway, so rather than 90k spend, we can do 1,12,500 spends to reach 15k 4x limit. rest is base which is anyways unlimited. As I said I am new to infinia, so hopefully someone can help me here. So 90k or 1.125k, either way, we can get 10g coin easily in this, but for 90k we can maximize but for 1.125k we can. Rest points will come next month June/aug so we should be good.

 

[Sobirvs]

I am reading replies of this whole thread. I have a question

> What if we order gold, for 10x and it takes time for them to deliver. Then in 6-7 days we get bonus 4x sms, but then myntra throws in 8% coupon (they did it yesterday). Now, if we cancel the order, and make another order with coupon and gold, and that get delivered. Now, for earlier cancelled order the points will get negative right, now in the capping of 15k, they do consider negative points also right? Let's say I get 4x 13000 points. Now, I cancel the order and within minutes i make another order and I get 14000 in that, and as bonus points credit is automated'ly done by HDFC, won't automated system stop that credit of 14k points for the 2nd order? and then later negative points for cancelled order get's posted, do we still get 14k points for 2nd order in the statement?? or do we need to waste time with hdfc email threads with escalation?

Edit : Answered already

Post in thread 'Myntra Birthday Blast, Earn 10X Points on SmartBuy or PayZapp (HDFC Cards)'

Mar 6, 2025

guys, my friend initially ordered a 10g bar on March 2nd for ₹92,753 but later canceled it and placed a new order for a 5g bar worth ₹46,523 on 3rd March.

Yesterday, accelerated points were credited for the 10g order, but they were reversed today. Today is also the scheduled date for the accelerated points on the 5g order, but only partial points were credited. It seems the system believes the monthly 15K limit for Infinia has been reached, despite the fact that the 10g order was refunded and the points for it were already reversed.

Will the missing points for the 5g order be...

• Ash8

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[Saral]

limit of cashback is 1000rs right? isnt it very less?

 

[Saral]

It says gold is excluded

 

[nikhilv0303]

So what’s the final verdict on whether this is counted towards June or in the month when it’ll be credited?

 

[nikhilv0303]

It will be resolved correctly when the statement is generated.

Did he get the Accl points later or not?

 

[ENIAC]

dont see 10x on Payzapp, only on smartbuy is it?

 

[satty]

It says gold is excluded

It doesn't say anything about silver ...Does it make sense to purchase silver?

 

[Ash8]

Did he get the Accl points later or not?

Tag @IKFLRT and ask 😂

 

[Sobirvs]

It says gold is excluded

Interesting. Some can take the risks, I am quite tempted too, but if we are going through smartbuy link, there is a possibility hdfc has access to our orders and what we bought because the link is with smartbuy/hdfc branding. They might give 5x initially but later reverse? Some can certainly go for it, I might too if myntra chips in a coupon too here of 8%. That would be a huge 33%+8% benefit and risk worth taking. Even if we don't get 33%, we still won't be in negative. Won't profit too though. and if we get just 5x, that's still a great deal.

Btw another source :

 

[Viper1057]

Update for everyone folks.


I checked mycards and I can see my rest of the 5x points points for the purchase of gold in myntra 10x offer in March. 😜

So got kalyan 5g 24kt gold coin effectively for ~31k in March.

My statement will generate tomorrow, so can confirm if the rest of the 5x points are counted in June month smartbuy accelerated limits or of March

 

[kumars_001]

Where do we check the statement of points earned ? I smartbuy portal I only see over all points but not the statement

 

[Viper1057]

Where do we check the statement of points earned ? I smartbuy portal I only see over all points but not the statement

You can only check the total current number. I was keeping the track since last couple of weeks, you can even see my posts in this thread asking other folks if they got the rest of 5x points yet in last few weeks

As of now smartbuy portal doesn't reflect the rest of myntra 5x points to me. But mycards shows a jump of 7.5k points (effectively the 5x points I was waiting for).
I didn't had any other smartbuy accelerated purchases and one of my friend also got it and he called hdfc customer care to confirm and they said its through smartbuy march offer.

You can only see the breakup of points earned in credit card statement

 

[rohit_]

Interesting. Some can take the risks, I am quite tempted too, but if we are going through smartbuy link, there is a possibility hdfc has access to our orders and what we bought because the link is with smartbuy/hdfc branding. They might give 5x initially but later reverse? Some can certainly go for it, I might too if myntra chips in a coupon too here of 8%. That would be a huge 33%+8% benefit and risk worth taking. Even if we don't get 33%, we still won't be in negative. Won't profit too though. and if we get just 5x, that's still a great deal.

Btw another source :

yes i also try waiting for 8% coupon

 

[nikhilv0303]

My statement will generate tomorrow, so can confirm if the rest of the 5x points are counted in June month smartbuy accelerated limits or of March

Pls do update once you get to know

 

[Pravas]

What is this 8% coupon? How to get this and is it applicable for gold purchase via smartpay ?

 

[knightknight]

Hi! Can someone please confirm if you can apply the available coupons while doing the smartbuy myntra purchase? T&C says you can't club any other offers.

 

[knightknight]

What is this 8% coupon? How to get this and is it applicable for gold purchase via smartpay ?

You will get this sometimes on myntra. It's not related to HDFC. It's provided by myntra.

 

[Pravas]

I have bought 5g gold from myntra via payzaap. Keeping buffer for the March 25 bonus amount and current gold pricing looks bloated also.