My First Super Premium Card

[Sagar]

Hello Everyone,

Super excited to share that today I got my first Super Premium Credit Card from HDFC and Its HDFC DCB card.
I got it LTF as part of the Diners Institute Program by HDFC.

 

[kredit]

Just noticed, the design of the DCB is different for people applying through the institute route. Particularly the lettering and the font.

Is this true or is this a new design?

 

[Tosh]

Mine looks normal embossed letters with 3 line content not just two as shared in the pic

 

[iAmPm]

what was the salary cut off? 1.75? or less?

@Sagar can you answer

 

[Sagar]

what was the salary cut off? 1.75? or less?

@Sagar can you answer

I don't have idea on salary cut off

 

[anirban.choudhury]

I don't have idea on salary cut off

The last I knew, they had reduced the criteria to some 1.46 lakhs

 

[bossman]

what was the salary cut off? 1.75? or less?

I got DCP approved today. My salary is around 1.48, but the agent didn't budge for DCB. Said can get DCB LTF only if salary is 1.75+

 

[Gautham]

I got DCP approved today. My salary is around 1.48, but the agent didn't budge for DCB. Said can get DCB LTF only if salary is 1.75+

but it was told that salary doesn't matter if one exceeds 5-7 years of experience, right?

 

[AJ331]

I got DCP approved today. My salary is around 1.48, but the agent didn't budge for DCB. Said can get DCB LTF only if salary is 1.75+

I was told the same by the contact that I got from my institute but wait for a few months and then mail priortiy redressal and they may upgrade to DCB LTF even with no meeting the salary criteria
whats the DCP Credit LIMIT?

 

[pprakash11]

I got DCP approved today. My salary is around 1.48, but the agent didn't budge for DCB. Said can get DCB LTF only if salary is 1.75+

Alumni offer or normal ?

 

[bossman]

Alumni offer or normal ?

Alumni offer

but it was told that salary doesn't matter if one exceeds 5-7 years of experience, right?

Is that so? I have no idea about this experience parameter

I was told the same by the contact that I got from my institute but wait for a few months and then mail priortiy redressal and they may upgrade to DCB LTF even with no meeting the salary criteria
whats the DCP Credit LIMIT?

Yeah, I'll try that after few months.
Got 6.9lacs limit!
My highest till now has been 2lacs by SBI Cashback, so was pleasantly surprised seeing it!

 

[ashwink]

Congratulations @Sagar 🥳

 

[Sagar]

but it was told that salary doesn't matter if one exceeds 5-7 years of experience, right?

never heard of such condition before

 

[Gautham]

never heard of such condition before

sorry, it seems it's only applicable for DCP not DCB.

 

[caabhi]

Hello Everyone,

Super excited to share that today I got my first Super Premium Credit Card from HDFC and Its HDFC DCB card.
I got it LTF as part of the Diners Institute Program by HDFC.

Congratulations @Sagar

 

[saucy]

When i applied a year ago these were the conditions-
3yrs+ workex OR 1.75L net salary slip for DCB.
70k+ for DCP.
@Sagar how did you apply for it? A friend of mine has been trying to apply, but the agents never call

 

[pprakash11]

When i applied a year ago these were the conditions-
3yrs+ workex OR 1.75L net salary slip for DCB.
70k+ for DCP.
@Sagar how did you apply for it? A friend of mine has been trying to apply, but the agents never call

I'm dodging for DCP. but they reply in "weeks".

 

[Gautham]

When i applied a year ago these were the conditions-
3yrs+ workex OR 1.75L net salary slip for DCB.
70k+ for DCP.
@Sagar how did you apply for it? A friend of mine has been trying to apply, but the agents never call

so u got DCB LTF despite not having 1.75L+ salary?

 

[AJ331]

so u got DCB LTF despite not having 1.75L+ salary?

I have recently got with less than 1.75 , its possible to get with a salary less than 1.75
depends on your negotiation skills and perhaps other relationships with the bank as well

 

[saucy]

so u got DCB LTF despite not having 1.75L+ salary?

Nope. DCP

 

[Sagar]

When i applied a year ago these were the conditions-
3yrs+ workex OR 1.75L net salary slip for DCB.
70k+ for DCP.
@Sagar how did you apply for it? A friend of mine has been trying to apply, but the agents never call

reachout to Yadurya at yadurya.pb@hdfcbank.com