Multiple Debit Cards in HDFC Account

[seekndestroy99]

I have a RuPay Platinum Debit Card linked to my HDFC Account. I wish to get another Debit Card to avail the 1% Cashback on Bill Payments.

1) Is it possible to keep both the debit cards active?
2) Any advice on the variant of debit card I should go for?

 

[akshayhs]

I have a RuPay Platinum Debit Card linked to my HDFC Account. I wish to get another Debit Card to avail the 1% Cashback on Bill Payments.

1) Is it possible to keep both the debit cards active?
2) Any advice on the variant of debit card I should go for?

I have a RuPay Platinum Debit Card linked to my HDFC Account. I wish to get another Debit Card to avail the 1% Cashback on Bill Payments.

1) Is it possible to keep both the debit cards active?
2) Any advice on the variant of debit card I should go for?

If you can get Millennia debit card, that's really good. I don't use it much but even then I was able to get around 2000 cashback the previous fy. They charge 590 (net) so there's that but even then for me it works out.

I cannot respond to point #1 as I have no info about this.

 

[akshayhs]

For me, fortunately (preferred account), all DCs of HDFC are free.

Yeah, if you have a higher tier account (With an AMB of 25k or more) it's free. I am sorry, forgot to mention it.

I have a 10k AMB account for now and I am happy with their services (although I rarely have to contact them)

 

[raj007]

If you can get Millennia debit card, that's really good. I don't use it much but even then I was able to get around 2000 cashback the previous fy. They charge 590 (net) so there's that but even then for me it works out.

I cannot respond to point #1 as I have no info about this.

Hi,
I have hdfc Millennia dc. On hdfc website it shows total of cashback cannot exceed 4800 in a year and 400 in a month. But as per hdfc smart buy dc is eligible for 1000 cashback per month.
Does it mean that total of 1400 cashback can be availed in a month, 1000 for smartbuy and 400 for other transactions?

 

[cherryj1988]

Hi,
I have hdfc Millennia dc. On hdfc website it shows total of cashback cannot exceed 4800 in a year and 400 in a month. But as per hdfc smart buy dc is eligible for 1000 cashback per month.
Does it mean that total of 1400 cashback can be availed in a month, 1000 for smartbuy and 400 for other transactions?

Total cashback thye refer to is the card based cashback. Smartbuy cashback is always counted separately.

 

[akshayhs]

If the product listing says Max. 400 points per month, then I believe it will be 400 points max per month for Millennia.


As far as I observed in the table, they don't specify which debit card variant is eligible to get 1000 points.

 

[Lavpreet]

I have a RuPay Platinum Debit Card linked to my HDFC Account. I wish to get another Debit Card to avail the 1% Cashback on Bill Payments.

1) Is it possible to keep both the debit cards active?
2) Any advice on the variant of debit card I should go for?

Old card will deactivate automatically. It may not work when your new card is on the way also it may will work some weeks.

 

[007]

For me, fortunately (preferred account), all DCs of HDFC are free.

Hey, I have Easy Shop Platinum DC through Savings Max account. How can I switch to Millenia debit card and will there be any charges as I am changing to another variant. I opened my account in Sept 2021, if that matters.

 

[007]

No charges. There's a card upgrade option in net banking, use it.

Thanks. Will upgrade it.

 

[007]

Do let us know. With Millennia, you also get two lounge access per quarter.

Yeah sure. There's 2 lounge access per quarter available with Easyshop Platinum also.